CIA-III Related Links

CIA-III Blogspot  |   CIA-III Youtube  |   CIA-III weSRCH  |   CIA-III Dropmark  |   CIA-III Dropmark-Text  |   CIA-III Wordpress  |   CIA-III Box.net  |   CIA-III zoho.com  |   CIA-III publitas.com  |  
CIA-III Updated dumps with Actual Exam Practice Questions - www.artistesinternational.co.uk

Surprised to see CIA-III dumps!

CIA-III cheat sheet dumps | CIA-III pass marks dumps | CIA-III question test dumps | CIA-III entrance exam dumps | CIA-III study guide dumps - www.artistesinternational.co.uk.com



CIA-III - The Certified Internal Auditor Part 3 - Braindumps Information

Vendor : Financial
Exam Code : CIA-III
Exam Name : The Certified Internal Auditor Part 3
Questions and Answers : 1205 Q & A
Updated On : May 25, 2018
PDF Download Mirror : Killexams CIA-III dumps
Get Full Version : Killexams CIA-III Full Version

Exactly same CIA-III questions as in real test, WTF!


Quality and Value for the CIA-III Exam : killexams.com Practice Exams for Financial CIA-III are written to the highest standards of technical accuracy, using only certified subject matter experts and published authors for development.

100% Guarantee to Pass Your CIA-III Exam : If you do not pass the Financial CIA-III exam using our killexams.com testing engine, we will give you a FULL REFUND of your purchasing fee.

Downloadable, Interactive CIA-III Testing engines : Our Financial CIA-III Preparation Material provides you everything you will need to take Financial CIA-III examination. Details are researched and produced by Financial Certification Experts who are constantly using industry experience to produce precise, and logical.

- Comprehensive questions and answers about CIA-III exam - CIA-III exam questions accompanied by exhibits - Verified Answers by Experts and almost 100% correct - CIA-III exam questions updated on regular basis - CIA-III exam preparation is in multiple-choice questions (MCQs). - Tested by multiple times before publishing - Try free CIA-III exam demo before you decide to buy it in killexams.com

Killexams.com Huge Discount Coupons and Promo Codes are as under;
WC2017 : 60% Discount Coupon for all exams on website
PROF17 : 10% Discount Coupon for Orders greater than $69
DEAL17 : 15% Discount Coupon for Orders greater than $99
DECSPECIAL : 10% Special Discount Coupon for All Orders


Click http://Killexams.com/pass4sure/exam-detail/CIA-III
CIA-III vce, Free CIA-III vce, Download Free CIA-III dumps, Free CIA-III braindumps, pass4sure CIA-III, CIA-III practice test, CIA-III practice exam, killexams.com CIA-III, CIA-III real questions, CIA-III actual test, CIA-III PDF download, Pass4sure CIA-III Download, CIA-III help, CIA-III examcollection, Passleader CIA-III, exam-labs CIA-III, Justcertify CIA-III, certqueen CIA-III, CIA-III testking

View Full Exam »



Exactly same CIA-III questions as in real test, WTF!
Quality and Value for the CIA-III Exam : killexams.com Practice Exams for Financial CIA-III are written to the highest standards of technical accuracy, using only certified subject matter experts and published authors for development.

100% Guarantee to Pass Your CIA-III Exam : If you do not pass the Financial CIA-III exam using our killexams.com testing engine, we will give you a FULL REFUND of your purchasing fee.

Downloadable, Interactive CIA-III Testing engines : Our Financial CIA-III Preparation Material provides you everything you will need to take Financial CIA-III examination. Details are researched and produced by Financial Certification Experts who are constantly using industry experience to produce precise, and logical.

- Comprehensive questions and answers about CIA-III exam - CIA-III exam questions accompanied by exhibits - Verified Answers by Experts and almost 100% correct - CIA-III exam questions updated on regular basis - CIA-III exam preparation is in multiple-choice questions (MCQs). - Tested by multiple times before publishing - Try free CIA-III exam demo before you decide to buy it in killexams.com

Killexams.com Huge Discount Coupons and Promo Codes are as under;
WC2017 : 60% Discount Coupon for all exams on website
PROF17 : 10% Discount Coupon for Orders greater than $69
DEAL17 : 15% Discount Coupon for Orders greater than $99
DECSPECIAL : 10% Special Discount Coupon for All Orders


Click http://Killexams.com/pass4sure/exam-detail/CIA-III
CIA-III vce, Free CIA-III vce, Download Free CIA-III dumps, Free CIA-III braindumps, pass4sure CIA-III, CIA-III practice test, CIA-III practice exam, killexams.com CIA-III, CIA-III real questions, CIA-III actual test, CIA-III PDF download, Pass4sure CIA-III Download, CIA-III help, CIA-III examcollection, Passleader CIA-III, exam-labs CIA-III, Justcertify CIA-III, certqueen CIA-III, CIA-III testking

I just experienced CIA-III exam questions, there is nothing like this.

The excellent element approximately your query bank is the explanations furnished with the solutions. It helps to apprehend the subject conceptually. I had subscribed for the CIA-III query financial institution and had long gone thru it three-4 times. within the exam, I tried all the questions under forty mins and scored 90 marks. thank you for making it clean for us. Hearty way to killexams.com crew, with the assist of your version questions.

Where will I find prep material for CIA-III exam?

Me and my roommate were dwelling collectively for a long term and weve loads of disagreements and arguments regarding various matters but if there may be one thing that both people agree on its far the reality that this killexams.com is the excellent one on the net to apply in case you need to skip your CIA-III . both of us used it and have beenvery satisfied with the final results that we were given. i used to be able to perform well in my CIA-III take a look at and my marks had been really exquisite. thank you for the steerage.

Questions had been precisely equal as I got!

Thanks a lot killexams.com team, for preparing marvelous practice tests for the CIA-III exam. It is evident that without killexamss exam engine, students cannot even think of taking the CIA-III exam. I tried many other resources for my exam preparation, but I could not find myself confident enough for taking the CIA-III exam. killexamss exam guide makes easy exam preparation, and gives confidence to the students for taking exam easily.

I need Latest dumps of CIA-III exam.

i am going to offer the CIA-III exams now, eventually I felt the self belief due to CIA-III training. if I looked at my past each time I inclined to offer the checks were given fearful, I realize its funny but now i am amazed why I felt no self assurance on my, motive is loss of CIA-III preparation, Now im fully prepared can surpassed my exams easily, so if anyone of you felt low self assurance simply get registered with the killexams.com and start education, eventually you felt self assurance.

No questions turned into asked that turned into out of those Q&A bank.

It is about new CIA-III exam. I purchased this CIA-III braindump before I heard of update so I thought I had spent money on something I would not be able to use. I contacted killexams.com support staff to double check, and they told me the CIA-III exam had been updated recently. As I checked it against the latest CIA-III exam objectives it really looks updated. A lot of questions have been added compared to older braindumps and all areas covered. Im impressed with their efficiency and customer service. Looking forward to taking my CIA-III exam in 2 weeks.

Surprised to see CIA-III real test questions!

Yes, the question financial institution could be very useful and i suggest it to all people who wants to take those checks. Congrats on a process nicely idea out and completed. I cleared my CIA-III tests.

Is there someone who handed CIA-III examination?

Hats down the pleasant CIA-III examination coaching preference. I surpassed my CIA-III examination remaining week, and this set of examquestions and solutions has been very useful. These things from killexams.Com is proper. Before making a purchase, I contacted customer support with questions about how updated their materials are, and that they showed that they replace all tests on nearly each day basis. They upload updates wherein essential, or in reality double test the content cloth to make certain its up to date. It justifies buying an exam mind dump. With killexams, I recognizethat im able to rely upon the brand new exam substances, not a few e-book which can turn out to be out of date each week after its published. So I anticipate this is the high-quality examination instruction alternative. I assume i will extend my certification portfolio into a few different companies, Im virtually now not nice which of them but. But what Im positiveapproximately is that I will be the use of killexams.Com as my essential education useful resource.

these CIA-III modern-day dumps works superb inside the real test.

I just required telling you that I have topped in CIA-III exam. All the questions on exam table were from killexams. It is said to be the genuine helper for me on the CIA-III exam bench. All praise of my achievement goes to this guide. This is the actual reason behind my success. It guided me in the correct way for attempting CIA-III exam questions. With the help of this study stuff I was talented to effort to all the questions in CIA-III exam. This study stuff guides a person in the right way and guarantees you 100% accomplishment in exam.

right here we're! genuine study, exact end result.

It became simply 12 days to strive for the CIA-III exam and i used to be loaded with a few points. i was looking for a easy and effective manual urgently. eventually, I got the Q&A of killexams. Its brief solutions have been no longer hard to complete in 15 days. in the real CIA-III examination, I scored 88%, noting all of the inquiries in due time and got 90% inquiries just like the pattern papers that they supplied. an awful lot obliged to killexams.

Surprised to see CIA-III latest questions in little price.

I prepared the CIA-III examination with the assist of killexams.com CIA-III take a look at coaching fabric. it was complicatedbut normal very helpful in passing my CIA-III exam.

Latest Exams added on www.artistesinternational.co.uk

7391X | CPAT | CCC | CAT-340 | IIAP-CAP | C2150-609 | C2090-320 | BCB-Analyst | 7491X | 70-705 | 500-701 | 500-651 | 2VB-602 | 201-450 | 1Z0-932 | 1V0-701 | CPFA | APA-CPP | VCS-275 | VCS-274 | PCNSE | N10-007 | MB6-897 | JN0-210 | ITEC-Massage | VCS-413 | HPE2-E69 | CPT | CSWIP | Firefighter | FTCE | HPE0-J78 | HPE0-S52 | HPE2-E55 | SY0-501 | M9550-752 | GB0-363 | NSE5 | 1Z0-821 | 300-085 | 70-743 | 300-180 | 300-165 | 300-210 | 2V0-602 | 70-486 | 100-105 | Property-and-Casualty | ARDMS | ACMA-6.3 | ACMA-6.4 | 98-367 | PMI-001 | PMP | NS0-504 | C2010-511 | NS0-156 | C2030-284 | 312-49v8 | 2V0-622D | 299-01 | 70-742 | PR2F | 101-01 | SK0-004 | 500-265 | GMAT | 70-764 | 400-151 | 200-125 | 1Y0-A22 | 850-001 | 250-370 | HP2-896 | HP0-J67 | 1Z0-533 | 1Z0-497 | 300-115 | 210-451 | 300-080 | 117-201 | 210-455 | 400-051 | 400-101 | 1Z0-050 | 500-006 | 500-007 | 1Z0-061 | 500-285 | 500-451 | 1Z0-517 | N10-006 | 400-201 | 1Z0-146 | 210-260 | CLO-001 | 70-533 | 1Z0-418 | 700-260 | 220-902 | 200-310 | 200-355 | 1Z0-877 | 050-710 | 1Z0-807 | VCP510 | 3107 | 1K0-001 | ITIL | UM0-200 | A00-270 | A00-212 | OG0-093 | 2V0-641 | UM0-100 | BCCPP | 600-210 | C9530-519 | C9060-528 | C9060-521 | C9030-644 | C9020-667 | C9020-662 | CoreSpringV3.2 | CPD-001 | CPIM-MPR | CTAL-TA_Syll2012 | CTAL-TM_Syll2012 | CWNA-107 | 412-79v8 | DCAN-100 | C2180-275 | C2180-273 | 600-211 | 70-535 | 70-767 | 70-768 | 70-774 | 70-775 | 70-778 |

See more dumps on www.artistesinternational.co.uk

642-741 | CCNT | HP2-Z26 | E20-920 | HP0-M41 | EPPP | 050-SEPROGRC-01 | HP0-T21 | 1Z0-962 | E20-330 | JN0-341 | HP0-M101 | 70-564-VB | 000-N34 | 000-904 | 922-097 | A2090-719 | 190-827 | C2010-508 | HP0-914 | 9A0-056 | 000-452 | 050-733 | 650-286 | 600-455 | C2010-655 | ST0-236 | SAT | JN0-696 | HP3-R95 | 70-543-VB | P2065-037 | 1Z0-895 | HP2-B86 | 1Z0-052 | 700-270 | HPE2-E55 | 650-302 | C9510-317 | 250-252 | CAS-002 | HP2-N28 | HP2-H24 | HP3-X10 | C2040-405 | A2010-570 | MAYA11-A | 000-050 | 200-355 | 000-198 |

CIA-III Questions and Answers

CIA-III The Certified Internal Auditor Part 3

Article by Killexams Financial Certification Experts


[OPTIONAL-CONTENTS-1]

Financial The Certified Internal

Pass4sure CIA-III dumps | Killexams CIA-III real questions | [HOSTED-SITE]

community administration functions Named an authorized knowledgeable service provider company by way of IRS | killexams.com real questions with brain dumps

Financially responsible and stable partner for businesses in need of expert HR management.</b>" data-reactid="11">The designation marks GMS as a Financially in charge and strong companion for corporations in need of professional HR administration.

RICHFIELD, Ohio, Dec. 5, 2017 /PRNewswire-iReach/ -- neighborhood administration capabilities introduced today that they've been named a certified professional corporation company with the aid of the USA inner profits carrier.  

Financially responsible and stable organization." data-reactid="13">The designation became created as a provision of the Small enterprise efficiency Act in 2014. This makes the CPEO entirely liable for payroll taxes and penalties and assures customers that they are partnering with a Financially dependable and stable company.

learn what a PEO is right here: https://www.groupmgmt.com/why-gms/schooling-center/what-is-a-peo/

Financial reviews and audits of our business processes as well a thorough background check of our upper management," said <span class="xn-person">Mike Kahoe</span>, President of GMS. "This shows our customers and prospects that the IRS is holding us to a certain standard, which helps legitimize our growing industry."" data-reactid="15">"we have achieved this rigorous certification technique with extensive fiscal experiences and audits of our company tactics as neatly an intensive historical past verify of our upper administration," referred to Mike Kahoe, President of GMS. "This indicates our valued clientele and possibilities that the IRS is maintaining us to a certain common, which helps legitimize our turning out to be business."

Of the estimated 300 PEOs in the U.S., GMS is one of simplest 37 to be named as a CPEO. To be authorized for CPEO status, GMS became required to…

  • Qualify for a $1,000,000 surety bond
  • move through quarterly audits of payroll taxes paid
  • display effective working capital
  • finished monetary audits of the company
  • pass heritage exams of the company and its officers
  • demonstrate an acceptable degree of journey as knowledgeable organization firm
  • GMS has skilled massive growth in recent years, working with small companies to support control the administrative functions of payroll, human substances, possibility management, and employee advantages. The designation will add to the credibility of a growing business, which has helped small company develop and thrive in fresh years.

    notice: "The IRS does not propose any selected licensed professional employer firm. For more guidance on licensed skilled organization companies go to www.IRS.gov"

    community management services is knowledgeable agency firm that helps over 1,200 shoppers make their business less complicated, safer, and superior via skilled HR administration. To learn extra about the capabilities we present, discuss with https://www.groupmgmt.com/.

    Media Contact: Matthew Schoolcraft, neighborhood administration services, 330-807-4067, mschoolcraft@groupmgmt.com

    information dispensed by using PR Newswire iReach: https://ireach.prnewswire.com

     


    THE CFO lifestyles — value of chief monetary officers continues to enhance | killexams.com real questions with brain dumps

    by using BECKY GILLETTE

    The function of chief economic officer has grown in value in recent years, especially when speaking about CFOs for enormous and\or public organizations.

    “The job is an awful lot broader than it once become,” referred to Burns Chair of Accountancy Dr. Dale Flesher, associate dean, college of Mississippi Patterson school of Accountancy. “if you are speakme a few public business, the CFO has the most visible role in its relationships with shareholders, investors and analysts. individuals seem to be to them as being the experts on the business. there's also a lot of legal accountability because of the Sarbanes-Oxley Act and Dodd-Frank Act of 2010. And monetary reporting is not their whole job. they're the inside Financial individuals, as well because the exterior fiscal people. they are in charge of budgeting.”

    Years in the past, most individuals believed the assets of an organization had been a accountability of the treasurer. however Flesher thinks today the CFO has taken over the treasury function, as well. The CFO can also be known as upon to give information on even if the company has enough property to put money into a brand new assignment—whatever thing that in the past might had been regarded a characteristic of the treasurer.

    “If a supervisor wants to buy a brand new piece of equipment, he has to get it by the CFO, who has to determine if it may be profitable for the longer term,” Flesher mentioned. “she or he has to understand the whole company. The CFO oversees every point of the enterprise.”

    The standard public may additionally know the CFO is critical, however no longer know how extensive-based the position is.

    “individuals see the general public reporting facet of things because the CFO is fairly seen to investment analysts and receives quoted in newspaper articles,” Flesher spoke of. “however I don’t feel people comprehend the accountability for inside controls which are part of the CFO’s job. They don’t understand that the CFO has to verify the advantage profitably of future initiatives.”

    CFO’s are chargeable for internal controls akin to addressing administration inefficiencies, employee embezzling and outside assaults via hackers.

    one of the most common certifications for CFO’s is the CPA degree, however there's additionally certified management Accountant (CMA).

    “To me, that certification is a bit greater significant to what a CFO does,” Flesher mentioned. “That exam has every thing on the CPA examination plus a lot greater together with Financial issues, inner controls, strategic planning, budgeting, interior audits—the entire things critical to somebody maintaining a CFO’s place. I see CMA as basically a crucial certification for a CFO to hold, apart from being a CPA.”

    Many CFOs upward thrust to the place via careers in public accounting. The alternate is fairly a shock after spending so a whole lot time in public accounting concentrated on correct reporting of past results.

    “nearly all of the CFO’s time is spent looking into the future forecasting, modeling, and evaluating,” observed Mike Morgan, a professor of the branch of Finance, real estate and company law college of enterprise on the college of Southern Mississippi. “Technological advancements have aided the CFO tremendously. as an instance, the standard stage of stock held through publicly traded companies within the 1980’s was about eighty days. Now it’s about 40 days. That’s actually billions of greenbacks in working capital that isn't any longer tied up. know-how has allowed businesses to put in force ‘simply in time’ management options that have been now not feasible a few a long time in the past.”

    Morgan stated forecasting used to fall within the lap of an MBA with a spreadsheet.  It has develop into a great deal extra information and device driven now, due to expertise.

    “nonetheless, with all of this expertise we've accessible, some areas seem to be stuck in the dark a while,” Morgan talked about. “you would consider we may file annual reviews with the SEC in a be counted of days, not months. I suppose that's a feature of the regulations that Congress continues to heap on companies. expertise appears to be resulting in more and more records to research and requests for more and more experiences, but suggestions receives stale so directly at the moment and it’s handy to fall right into a entice of statistics overload.”

    The CFO in small to medium size companies (100 to 1,000 personnel) wears lots of hats, talked about Morgan, who has served as a CFO 4 instances all the way through his career, most these days at Bomgar Corp. in Ridgeland from 2006-2014.

    “The business can also now not be big enough for a first-rate working officer, so loads of operational tasks might fall on the CFO,” he mentioned. “a brand new CFO may turn out to be being accountable for departments such as criminal, information expertise, amenities management and human substances. I’m no longer saying that’s the right region for these capabilities, but many times they come to be there by means of default. That’s reasonably an awful lot to be accountable for in case you have been doing accounting your entire career. That’s when it is important to place extremely able americans in vicinity. The CFO can’t might be be an authority in every thing.”

    Morgan has viewed the realm of finance alternate enormously all over his career. in addition to expertise advancements, there was an enormous shift in fiscal markets as a result of issues like Sarbanes-Oxley.

    “beginning-united states of americaused to intention for an IPO,” Morgan spoke of. “That turned into the dream of every founder and the crowning success of every CFO. Now, the IPO is an endangered species. We still see a few, however for agencies price under a thousand million greenbacks, the inner most equity corporations have gobbled up many of the groups that used to move public. groups just don’t need to take care of the giant fees and the hassle it takes to be a public company.”

    Jay McCarthy spoke of his position as CFO of the Mississippi construction Authority is distinctive than it's with private sector groups. These tasks consist of negotiating deals with groups trying to invest or expand within the state; proposing technical tips and assistance to agency group of workers, economic developers, and businesses; determining agency policy involving Financial construction incentives; and working as a legislative liaison when obligatory.

    “The CFO at MDA is a essential position,” McCarthy observed. “My function is to set the tone, spending priorities, finances and economic tactics to make certain the company runs efficaciously and quite simply.

    “however, a fine CFO is just as good as the personnel he/she directs. The team of workers of the Accounting and Finance, community capabilities, and fiscal capabilities Divisions, who are my accountability, are led via vibrant, skilled, and professional directors. The workforce contributors of these divisions are complicated-working and dedicated. with out these team individuals, the company would combat to be a hit.”


    Sallie Mae worker Everet Zicarelli Named 2017 emerging chief by way of Institute of internal Auditors | killexams.com real questions with brain dumps

    Zicarelli one among 15 internal Auditors worldwide identified by means of knowledgeable corporation

    NEWARK, Del.--(EON: more desirable on-line news)--Everet Zicarelli, a member of Sallie Mae’s inner audit group, was honored as a 2017 emerging leader with the aid of internal Auditor journal, a booklet produced by means of the Institute of internal Auditors (IIA). The e-book recognizes up-and-coming interior audit practitioners who are making a difference within their organizations, willing to tackle new roles and challenges, and mentor younger authorities in the box. Zicarelli become one of most effective 15 gurus across the globe, all under 30 years old, to be diagnosed.

    “We additionally promote endured skilled building amongst our employees, so it’s exceptionally satisfying to see Everet recognized for his first rate work.”

    “inside Sallie Mae’s inside audit branch, we are dedicated to ensuring our enterprise practices are normally reviewed and superior to make certain the maximum standards for our purchasers,” said Dan VanSciver, senior vice president and chief audit officer, Sallie Mae. “We also promote persevered skilled building among our personnel, so it’s certainly pleasant to peer Everet recognized for his great work.”

    Zicarelli joined the interior audit branch at Sallie Mae in may additionally 2015 and turned into promoted to senior interior auditor in March 2016. he's a leader in the company’s on-campus internship recruiting program and is the distinctive mentor for all inside audit interns. He these days all started volunteering on the college of Delaware’s center for economic education and Entrepreneurship Keys to Financial Success application, which prepares okay-12 educators and college students in economics, own finance, and entrepreneurship.

    Zicarelli is a graduate of the tuition of Delaware. He bought his licensed internal Auditor (CIA) certification from the Institute of inside Auditors and changed into a recipient of their William S. Smith CIA – certificates of Honors Award for his efficiency on the CIA examination. he's also a certified Public Accountant (CPA) licensed within the state of Delaware. moreover the attention from the IIA, he recently obtained a Quarterly employee Award of Excellence from Sallie Mae.

    For more information about saving, planning, and purchasing school, discuss with SallieMae.com.

    Sallie Mae (Nasdaq: SLM) is the nation’s saving, planning, and purchasing faculty business. even if faculty is a protracted manner off or simply across the corner, Sallie Mae presents products that promote accountable very own finance, including private training loans, Upromise rewards, scholarship search, school fiscal planning equipment, and online retail banking. learn more at SallieMae.com. generally called Sallie Mae, SLM business enterprise and its subsidiaries don't seem to be backed by means of or agencies of the U.S. of the usa.


    Obviously it is hard assignment to pick solid certification questions/answers assets concerning review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning exam dumps update and validity. The vast majority of other's sham report objection customers come to us for the brain dumps and pass their exams cheerfully and effectively. We never trade off on our review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Uniquely we deal with killexams.com review, killexams.com reputation, killexams.com sham report grievance, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. In the event that you see any false report posted by our rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com dissension or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. There are a great many fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, our specimen questions and test brain dumps, our exam simulator and you will realize that killexams.com is the best brain dumps site.

    [OPTIONAL-CONTENTS-2]


    Killexams CAT-180 practice questions | Killexams HP0-M53 exam questions | Killexams A2010-577 past exams | Killexams 000-056 practice questions | Killexams 000-P02 sample questions | Killexams VCS-319 exam dumps | Killexams 00M-241 practical test | Killexams HH0-380 Practice Test | Killexams HP0-J43 test questions | Killexams C_TADM51_731 sample test | Killexams ECP-541 Q&A | Killexams 700-070 real test | Killexams E20-918 test prep | Killexams C_TSCM66_66 brain dump | Killexams JN0-120 real questions | Killexams LOT-924 braindump | Killexams HP0-S42 | Killexams 1Z0-878 | Killexams JN0-632 | Killexams C2040-416 |


    [OPTIONAL-CONTENTS-3]

    Look at these CIA-III real question and answers
    If you are interested in successfully completing the Financial CIA-III Certification to start earning, killexams.com has leading edge developed Financial exam questions that will ensure you pass this CIA-III exam! killexams.com delivers you the most accurate, current and latest updated CIA-III Certification exam questions and available with a 100% money back guarantee promise. Killexams.com Offers Huge Discount Coupons and Promo Codes are WC2017, PROF17, DEAL17, DECSPECIAL

    Just go through our Questions bank and feel confident about the CIA-III test. You will pass your exam at high marks or your money back. We have aggregated a database of CIA-III Dumps from real exams so as to give you a chance to get ready and pass CIA-III exam on the principal endeavor. Simply set up our Q&A and unwind. You will pass the exam. Killexams.com Huge Discount Coupons and Promo Codes are as under;
    WC2017 : 60% Discount Coupon for all exams on website
    PROF17 : 10% Discount Coupon for Orders greater than $69
    DEAL17 : 15% Discount Coupon for Orders greater than $99
    DECSPECIAL : 10% Special Discount Coupon for All Orders
    Detail is at http://Killexams.com/pass4sure/exam-detail/CIA-III

    If you are looking for Pass4sure CIA-III Practice Test containing Real Test Questions, you are at right place. We have compiled database of questions from Actual Exams in order to help you prepare and pass your exam on the first attempt. All training materials on the site are Up To Date and verified by our experts.

    We provide latest and updated Pass4sure Practice Test with Actual Exam Questions and Answers for new syllabus of Financial CIA-III Exam. Practice our Real Questions and Answers to Improve your knowledge and pass your exam with High Marks. We ensure your success in the Test Center, covering all the topics of exam and build your Knowledge of the CIA-III exam. Pass 4 sure with our accurate questions.

    Killexams.com CIA-III Exam PDF contains Complete Pool of Questions and Answers and Dumps checked and verified including references and explanations (where applicable). Our target to assemble the Questions and Answers is not only to pass the exam at first attempt but Really Improve Your Knowledge about the CIA-III exam topics.

    CIA-III exam Questions and Answers are Printable in High Quality Study Guide that you can download in your Computer or any other device and start preparing your CIA-III exam. Print Complete CIA-III Study Guide, carry with you when you are at Vacations or Traveling and Enjoy your Exam Prep. You can access updated CIA-III Exam Q&A from your online account anytime.

    Killexams.com Huge Discount Coupons and Promo Codes are as under;
    WC2017 : 60% Discount Coupon for all exams on website
    PROF17 : 10% Discount Coupon for Orders greater than $69
    DEAL17 : 15% Discount Coupon for Orders greater than $99
    DECSPECIAL : 10% Special Discount Coupon for All Orders


    Download your The Certified Internal Auditor Part 3 Study Guide immediately after buying and Start Preparing Your Exam Prep Right Now!

    [OPTIONAL-CONTENTS-4]


    Killexams 090-161 sample test | Killexams EX0-103 exam dumps | Killexams VCAD510 sample questions | Killexams HP2-T11 Q&A | Killexams HH0-440 test prep | Killexams 000-773 practice questions | Killexams 000-N33 test questions | Killexams 9L0-510 real test | Killexams 1Z0-066 past exams | Killexams C_TBW45_70 Practice Test | Killexams HP0-052 practical test | Killexams EX0-115 exam questions | Killexams 650-297 braindump | Killexams GMAT practice questions | Killexams 000-667 real questions | Killexams 70-561-VB brain dump | Killexams 000-M18 | Killexams 000-237 | Killexams MSC-131 | Killexams 000-992 |


    What is needed to look at and pass CIA-III examination?
    me passed this CIA-III examination with killexams.com question set. i did now not having tons time to put together, i boughtthis CIA-III questions solutions and examination simulator, and this was the high-quality expert decision I ever made. I were given via the examination without difficulty, even though its no longer an easy one. but this protected all currentquestions, and i were given lots of them at the CIA-III exam, and became capable of parent out the rest, primarily based on my revel in. I wager it became as near 7c5d89b5be9179482b8568d00a9357b2 as an IT examination can get. So yes, killexams.com is simply as appropriate as they say it's far.


    I feel very assured with the aid of getting ready CIA-III real take a look at questions.
    I subscribed on killexams.com by the suggession of my friend, so as to get a few greater resource for my CIA-III exams. As soon as I logged directly to this killexams.com I felt comfy and relieved considering the fact that I knew this can help me get through my CIA-III take a look at and that it did.


    put together these CIA-III real questions and sense assured.
    I had taken the CIA-III coaching from the killexams.com as that turned into a pleasing platform for the education and that had in the end given me the satisfactory level of the education to get the nice rankings inside the CIA-III test checks. I sincerely enjoyed the manner I were given the matters completed in the interesting way and via the assist of the same; I had finally were given the factor on the line. It had made my guidance a lot easier and with the help of the killexams.com I were able to grow nicely inside the life.


    attempt out those real CIA-III actual Questions.
    I didnt plan to use any brain dumps for my IT certification exams, but being under pressure of the difficulty of CIA-III exam, I ordered this bundle. I was impressed by the quality of these materials, they are absolutely worth the money, and I believe that they could cost more, this is how great they are! I didnt have any trouble while taking my exam thanks to Killexams. I simply knew all questions and answers! I got 97% with only a few weeks exam preparation, besides having some work experience, which was certainly helpful, too. So yes, killexams.com is really good and highly recommended.


    It was Awesome to have real questions of CIA-III exam.
    Today I am very happy because I have got a very high score in my CIA-III exam. I couldnt think I would be able to do it but this killexams.com made me think otherwise. The online educators are doing their job very well and I salute them for their dedication and devotion.


    Where can I find CIA-III exam study help on internet?
    I used killexams.com Q&A material which provides sufficient knowledge to achieve my aim. I always usually memorize the things before going for any exam, but this is the only one exam, which I took without simply memorizing the needed things. I thank you sincerely from the bottom of my heart. I will come to you for my next exam.


    Do you need dumps of CIA-III exam to pass the exam?
    the exact answers were not tough to recall. My know-how of emulating the killexams.com Q&A was clearly appealing, as I made all proper replies inside the examination CIA-III. much appreciated to the killexams.com for the assist. I advantageously took the exam readiness inner 12 days. The presentation fashion of this aide become simple without any lengthened solutions or knotty clarifications. some of the topic which are so hard and hard as nicely are train so fantastically.


    splendid source! I were given actual test questions of CIA-III exam.
    I dont feel by myself a mid checks to any extent further in mild of the reality that i've a outstanding have a look atassociate as this killexams.com dumps. i'm exceptionally appreciative to the educators here for being so decent and properly disposed and assisting me in clearing my extremely exam CIA-III. I solved all questions in exam. This equal coursebecame given to me amid my checks and it didnt make a distinction whether it became day or night, all my inquiries had been responded.


    it's miles sincerely excellent experience to have CIA-III brand new Braindumps.
    I wanted to inform you that during past in idea that i'd in no way be able to pass the CIA-III take a look at. however after Itake the CIA-III education then I came to recognise that the online services and material is the quality bro! And when I gave the checks I passed it in first attempt. I informed my pals approximately it, additionally they beginning the CIA-III education shape right here and locating it truely exquisite. Its my pleasant experience ever. thank you


    where am i able to find observe guide for exact knowledge of CIA-III exam?
    began getting ready for the tough CIA-III examination the usage of the heavy and voluminous have a look at books. however didn't crack the hard topics and were given panicked. i used to be approximately to drop the exam when anyone referred to me the sell off by using killexams. It became virtually clean to examine and the fact that I should memorize all in a quick time, removed all my apprehensions. may want to crack 67 questions in only seventy six mins and were given a large 85 marks. Felt indebted to killexams.com for making my day.


    [OPTIONAL-CONTENTS-5]

    Killexams CIA-III Real Questions Sample



    CIA-III Certification Brain Dumps Source : The Certified Internal Auditor Part 3

    Test Code : CIA-III
    Test Name : The Certified Internal Auditor Part 3
    Vendor Name : Financial
    Q&A : 1205 Real Test Questions/Answers


    Killexams 1D0-61B real questions | Killexams 700-303 test questions | Killexams DANB practice questions | Killexams HAT-680 sample test | Killexams 9A0-088 practical test | Killexams P2150-739 braindump | Killexams 000-782 exam questions | Killexams HP2-T11 past exams | Killexams 101-01 brain dump | Killexams 000-516 sample questions | Killexams 77-881 Q&A | Killexams M9560-727 practice questions | Killexams 00M-639 test prep | Killexams ST0-090 exam dumps | Killexams 250-351 real test | Killexams C9550-412 Practice Test | Killexams HP2-W102 | Killexams C2070-448 | Killexams HP2-K18 | Killexams C9560-574 |


    CIA-III

    Pass4sure CIA-III dumps | Killexams CIA-III real questions | [HOSTED-SITE]

    The Story Of How An ill-Conceived minimum Wage Hike Destroyed The Samoan economic system | killexams.com real questions with brain dumps

    (This put up initially appeared on the writer's weblog)

    Like many soccer enthusiasts around the country, I recently tuned into a heavily promoted 60 Minutes section on the uncanny skill of tiny American Samoa to provide a gentle stream of NFL gamers. although it became certainly interesting to learn the way Pacific island warrior tradition translated seamlessly into the disciplines of yank soccer, and the way the island's players adapted to the difficult-scrabble terrain and poorly funded athletic fields, essentially the most wonderful element of the piece involved economics in preference to activities.

    In passing, the narrator mentioned that American Samoa had currently experienced primary setbacks, each natural and man-made. Earthquakes and tsunamis had left scores dead and inflicted primary harm on the islands’ infrastructure. greater ominously, one of the two major tuna canneries, which together accounted for as much as half of the islands’ private sector jobs,[i] had closed. If the second cannery closes, as 60 Minutes outlined is a distinct possibility, American Samoa will become absolutely elegant on Federal guide. even if the reporters considered the discipline off-target for their piece or without difficulty could not join the dots, the pending economic catastrophe become left largely unexamined. although, the Samoan condition presents a very clear lesson for the leisure of the usa about how executive policies can devastate an economy, and the way the road to hell is paved with good intentions.

    For generations, American Samoa offered powerful advantages for tuna canners. The close proximity to significant Pacific tuna faculties, the islands’ first rate port facilities, political affiliation with the us, and an abundance of tremendously within your budget labor (by using American requisites) enticed StarKist and fowl of the sea to locate their basic canning facilities in American Samoa. youngsters the employees were paid, in recent years, wages that were beneath the U.S. minimal, given the low taxes and living costs, these wages had been adequate to present the normal employee a standard of living that turned into advanced to the denizens of alternative islands in that enviornment of the Pacific.[ii]

    but then, in 2007, Washington came to the “rescue.” As part of its efforts to give a “living wage” for all american citizens, Congress handed a legislations to step up the minimal wage to $7.25 per hour across all U.S. states and territories by 2009.[iii] figuring out that such a legislation would devastate American Samoa by means of elevating canning charges previous the factor the place the groups may preserve profitability, the non-voting Samoan member of the U.S. residence of Representatives satisfied Congress to enable an exemption for the islands. besides the fact that children, Republicans raised allegations that Speaker of the condo Nancy Pelosi, in whose district each fowl of the ocean and StarKist had corporate offices, had caved to pressure from large donors and changed into enabling the persisted "exploitation" of Samoan people. dealing with a sticky political circumstance, the exemption become removed.

    The Samoan consultant desperately sought to fend off what he became certain would be an economic calamity. He requested the department of Labor to problem a report analyzing the capabilities penalties of the legislation upon the islands’ economic system. The document defined that “practically 80 p.c of worker's coated via the FLSA earned under $7.25 per hour. by using evaluation, if the U.S. minimum wage were improved to the degree of the seventy fifth percentile of hourly-paid U.S. workers, it could be raised to $16.50 per hour.” hence, the examine persisted, “there is problem that [the tuna canneries] can be closed ahead of the escalation of the minimal wage … and that production might be shifted to facilities outside the U.S.” in the end, the branch of Labor concluded that “closure of the tuna canneries will cause a complete loss of 8,118 jobs – forty five.6 % of total employment.” (emphasis mine) [iv]

    regardless of this dire forecast, the legislations went via. Two years later, the results could not be clearer: hen of the ocean closed its cannery and moved its construction to a mostly automatic plant in Georgia,[iv] whereas StarKist has reduced its workforce and is threatening to leave as neatly.[v]

    If that were to take place, which looks seemingly, American Samoa would be left with out a functioning business. youngsters lots of the islanders have the size and athletic capability to be drafted into the NFL, evidently football will by no means serve as the backbone of their economy. by way of imposing an artificially excessive minimal wage on American Samoa, devoid of contemplating precise economic circumstances on the islands, Washington well-nigh determined that it changed into enhanced to don't have any one working there than have heaps of people working for wages that the politicians felt had been substandard.

    in the meantime, simply because the minimal wage is destroying jobs in American Samoa, it's destroying jobs here on the mainland. Of course the numbers are fewer since the relative minimum is decrease, however the principle is a similar. in preference to inflicting wages to upward thrust (which only accomplish that as a function of accelerated worker productivity), minimal wage legal guidelines quite simply set the minimal degree of productivity a employee must make contributions to legally be allowed to work. in the case of yankee Samoa, tuna canners with ease could not deliver $7.25 cents per hour of productivity, so their jobs were eradicated. rather than being employed at $3.26 per hour (the level prior to the minimal wage hike), they are actually unemployed at $7.25 per hour. Which do you believe is greater?

    among the many unintended consequences of congressional “benevolence” are abruptly rising consumer expenses, as a result of the larger transport prices now indispensable to bring client items to the islands. before the minimal wage hikes destroyed most of the canning jobs, loads of canned tuna were shipped from American Samoa to the U.S. (over 50% of the canned tuna in American markets got here from American Samoa). One benefit of all the shipping traffic turned into a most economical of imports, as ships have been coming to the islands anyway to decide upon up the tuna. despite the fact, with fewer ships coming to Samoa to decide upon up tuna, goods are now much greater expensive to import. it truly is since the round travel cost of the journey have to now be factored into import expenditures, as ships bringing in those goods now leave tuna-free. in consequence, customer fees rose from a 2006 annualized cost of 3%[v] to roughly 20% by using 2008.[vi] So, now not simplest is unemployment widespread, however the charge of dwelling has risen sharply as well – a double whammy.

    This just serves to spotlight, as soon as again, how inflexible critical planning is in comparison to free markets. From housing to banking to funds itself, the politicians would somewhat mandate expenses that they deem suitable than listen to the innumerable individual decisions that set market expenses. notwithstanding now not at all times as transparent as with the Samoan case, the effect is the same, every time: financial dislocation, bigger unemployment, the growth-bust cycle, and a lessen normal of living.

    On that note, I should take a step back and qualify one of the remarks I made in final week’s commentary “Poland’s financial system is no shaggy dog story.” encouraged via the Polish Finance Minister’s incredible seasoned-market opinion piece within the monetary times, the often favorable financial information popping out of the country, and the impressions I acquired all the way through my commute to that country just a few months in the past, I attempted to spotlight how free-market reforms can contribute to economic success. besides the fact that children in my research I did consult a few wise sources (and even the Polish embassy), according to the e-mails that I actually have subsequently acquired from readers in Poland, it looks that my portrait of the country’s existing administration could have been greater balanced.

    In specific, my descriptions of the existing tax system in Poland did not account for his or her hard social protection and price-introduced taxes. additionally, instead of boasting a pro-business agenda that encourages entrepreneurship, as I had argued, Polish citizens have cited to me that the labor legal guidelines in Poland are nonetheless far more restrictive than these of Western Europe (an attractive stodgy region itself). I also appeared to have given the govt a flow for the corrupt method during which the state’s industries were privatized following the fall of communism.

    while I did claim that Poland “has persevered the technique of transforming [itself] into a laissez-faire paradise,” I did not mean to suggest that the metamorphosis become even virtually comprehensive. For the listing, Poland nonetheless has a very good way to head. despite the fact, if their leaders can talk the talk, there is all the time hope they could stroll the walk. Then again, politicians always have problem with this, no rely what language they communicate.

    learn extra about Schiff and Euro Pacific Capital right here >

    [i] 2009/06/08, http://tunaseiners.com/ & 2009/10/28, https://www.cia.gov/library/publications/the-world-factbook/geos/aq.html[ii] 2008/03/20. list of international locations through GDP (PPP) per capita. the realm Factbook, u.s. principal Intelligence company (CIA).[iii] 2007/05/25, http://www.gpo.gov/fdsys/pkg/PLAW-110publ28/html/PLAW-110publ28.htm[iv] 2008/01, “affect of multiplied minimum Wages on the Economies of yankee Samoa and the Commonwealth of the Northern Mariana Islands” by means of the office of the Assistant Secretary for policy, U.S. branch of Labor.[v] 2009/01/22 http://www.spc.int/prism/country/as/stats/[vi] 2009/04/09. http://www.samoanewsonline.com/viewstory.personal home page?storyid=5259&edition=1239271200

    extra from Peter Schiff:

    Mario Cia III | killexams.com real questions with brain dumps

    August 29, 2016

    Kandi,i'm so sorry to hear of the loss of Trey. I bear in mind when your infants have been born. God provide you and your household consolation throughout this most problematic time. i'll continue to pray for your family.Annie corridor-Brent

    Annie corridor-Brent,

    Little Rock, Arkansas

    August 19, 2016

    Kandi,i used to be so saddened to hear of Trey's death. You spoke to me about him so repeatedly through the years, and i understand how deep your love for him is. Please comprehend that you just and your family unit are in my heart.

    Susan Santa Cruz,

    North Little Rock, Arkansas


    Congress Sacks Samoan economic system | killexams.com real questions with brain dumps

    Like many soccer fanatics around the country, I currently tuned right into a heavily promoted 60 Minutes phase on the uncanny skill of tiny American Samoa to provide a gradual circulate of NFL gamers. although it changed into actually unique to learn the way Pacific island warrior subculture translated seamlessly into the disciplines of yank soccer, and how the island's gamers adapted to the challenging-scrabble terrain and poorly funded athletic fields, probably the most interesting aspect of the piece worried economics instead of sports.

    In passing, the narrator mentioned that American Samoa had lately experienced most important setbacks, both herbal and man-made. Earthquakes and tsunamis had left rankings lifeless and inflicted primary hurt on the islands' infrastructure. greater ominously, probably the most two predominant tuna canneries, which collectively accounted for as much as half of the islands' deepest sector jobs,[i] had closed. If the 2d cannery closes, as 60 Minutes outlined is a distinct probability, American Samoa will turn into fully stylish on Federal support. even if the reporters regarded the field off-goal for their piece or without difficulty could not join the dots, the pending economic catastrophe become left generally unexamined. youngsters, the Samoan condition offers a very clear lesson for the relaxation of the us about how govt policies can devastate an financial system, and how the street to hell is paved with respectable intentions.

    For generations, American Samoa provided amazing merits for tuna canners. The shut proximity to vast Pacific tuna colleges, the islands' good port amenities, political affiliation with the united states, and an abundance of particularly within your means labor (by way of American necessities) enticed StarKist and bird of the sea to locate their simple canning facilities in American Samoa. despite the fact the staff were paid, in recent years, wages that have been under the U.S. minimal, given the low taxes and living fees, these wages had been satisfactory to offer the common employee a common of dwelling that turned into advanced to the denizens of different islands in that enviornment of the Pacific.[ii]

    but then, in 2007, Washington got here to the "rescue." As part of its efforts to deliver a "dwelling wage" for all americans, Congress passed a legislations to step up the minimum wage to $7.25 per hour across all U.S. states and territories by way of 2009.[iii] figuring out that this type of law would devastate American Samoa by means of raising canning costs previous the point the place the corporations might maintain profitability, the non-balloting Samoan member of the U.S. residence of Representatives convinced Congress to allow an exemption for the islands. youngsters, Republicans raised allegations that Speaker of the condominium Nancy Pelosi, in whose district both chicken of the sea and StarKist had company workplaces, had caved to power from huge donors and was enabling the continued "exploitation" of Samoan worker's. dealing with a sticky political circumstance, the exemption become removed.

    The Samoan representative desperately sought to fend off what he was bound can be an economic calamity. He requested the department of Labor to challenge a document examining the talents penalties of the law upon the islands' economic climate. The file explained that "almost eighty % of workers coated by using the FLSA earned below $7.25 per hour. by using assessment, if the U.S. minimum wage had been improved to the stage of the 75th percentile of hourly-paid U.S. worker's, it would be raised to $sixteen.50 per hour." for this reason, the study persevered, "there is subject that [the tuna canneries] could be closed previous to the escalation of the minimal wage ... and that creation can be shifted to amenities outdoor the U.S." subsequently, the department of Labor concluded that "closure of the tuna canneries will trigger a complete loss of eight,118 jobs - forty five.6 p.c of complete employment." (emphasis mine)[iv]

    regardless of this dire forecast, the legislations went through. Two years later, the results could not be clearer: hen of the ocean closed its cannery and moved its creation to a generally automated plant in Georgia,[iv] whereas StarKist has reduced its team of workers and is threatening to leave as neatly.[v]

    If that had been to turn up, which looks seemingly, American Samoa could be left with out a functioning industry. despite the fact lots of the islanders have the size and athletic ability to be drafted into the NFL, certainly football will certainly not serve because the spine of their economic climate. by using imposing an artificially high minimal wage on American Samoa, with out thinking of genuine financial conditions on the islands, Washington almost determined that it turned into better to haven't any one working there than have hundreds of people working for wages that the politicians felt had been substandard.

    in the meantime, just because the minimum wage is destroying jobs in American Samoa, it is destroying jobs here on the mainland. Of path the numbers are fewer since the relative minimal is lower, however the principle is an identical. as opposed to inflicting wages to rise (which handiest achieve this as a characteristic of improved worker productiveness), minimum wage laws with no trouble set the minimal level of productivity a employee must contribute to legally be allowed to work. in the case of yankee Samoa, tuna canners readily couldn't deliver $7.25 cents per hour of productivity, so their jobs had been eradicated. as opposed to being employed at $three.26 per hour (the stage just before the minimum wage hike), they are now unemployed at $7.25 per hour. Which do you suppose is better?

    among the many unintended penalties of congressional "benevolence" are all of a sudden rising customer expenses, due to the greater delivery prices now vital to deliver consumer goods to the islands. before the minimum wage hikes destroyed most of the canning jobs, lots of canned tuna had been shipped from American Samoa to the U.S. (over 50% of the canned tuna in American markets got here from American Samoa). One advantage of all the shipping site visitors become a reasonably-priced of imports, as ships had been coming to the islands anyway to pick up the tuna. besides the fact that children, with fewer ships coming to Samoa to opt for up tuna, items at the moment are much extra costly to import. it's because the round go back and forth can charge of the event should now be factored into import prices, as ships bringing in these items now leave tuna-free. due to this fact, purchaser prices rose from a 2006 annualized price of 3%[v] to roughly 20% by means of 2008.[vi] So, not most effective is unemployment familiar, but the can charge of dwelling has risen sharply as neatly - a double whammy.

    This just serves to spotlight, once once again, how inflexible primary planning is compared to free markets. From housing to banking to cash itself, the politicians would rather mandate costs that they deem applicable than listen to the innumerable individual selections that set market costs. even though now not at all times as transparent as with the Samoan case, the result is the same, each time: economic dislocation, higher unemployment, the increase-bust cycle, and a lessen regular of residing.

    On that word, I ought to take a step again and qualify one of the remarks I made in final week's commentary "Poland's economic climate isn't any funny story." inspired by using the Polish Finance Minister's exquisite professional-market opinion piece in the monetary instances, the frequently favorable financial records popping out of the nation, and the impressions I got throughout my commute to that nation a few months ago, I attempted to spotlight how free-market reforms can make contributions to economic success. despite the fact in my research I did consult a couple of wise sources (and even the Polish embassy), based on the e-mails that I have due to this fact bought from readers in Poland, it looks that my portrait of the nation's present administration might have been greater balanced.

    In certain, my descriptions of the current tax equipment in Poland didn't account for his or her arduous social security and cost-brought taxes. moreover, in preference to boasting a pro-company agenda that encourages entrepreneurship, as I had argued, Polish residents have stated to me that the labor laws in Poland are nonetheless way more restrictive than those of Western Europe (a gorgeous stodgy region itself). I additionally looked as if it would have given the government a flow for the corrupt method by which the state's industries were privatized following the fall of communism.

    while I did declare that Poland "has persisted the procedure of transforming [itself] right into a laissez-faire paradise," I did not imply to indicate that the metamorphosis became even essentially finished. For the record, Poland still has a really good way to move. youngsters, if their leaders can talk the speak, there is always hope they can stroll the walk. Then again, politicians all the time have main issue with this, no count what language they talk.

    [i] 2009/06/08, tunaseiners.com & 2009/10/28, cia.gov/library/publications/the-world-factbook/geos/aq.html[ii] 2008/03/20. record of nations with the aid of GDP (PPP) per capita. the world Factbook, united states vital Intelligence agency (CIA).[iii] 2007/05/25, gpo.gov/fdsys/pkg/PLAW-110publ28/html/PLAW-110publ28.htm[iv] 2008/01, "have an impact on of multiplied minimum Wages on the Economies of american Samoa and the Commonwealth of the Northern Mariana Islands" with the aid of the office of the Assistant Secretary for policy, U.S. branch of Labor.[v] 2009/01/22 spc.int/prism/nation/as/stats/[vi] 2009/04/09. samoanewsonline.com/viewstory.php?storyid=5259&edition=1239271200

    For a greater in-depth evaluation of our fiscal problems and the inherent hazards they pose for the U.S. economic system and U.S. dollar, read Peter Schiff's 2008 bestseller "The Little e-book of Bull strikes in bear Markets" and his newest free up "Crash Proof 2.0: the way to benefit from the economic crumple." click right here to be trained extra.

    extra importantly, do not let the extraordinary offers move you by. Get an internal view of Peter's playbook with his new special document, "Peter Schiff's 5 favorite funding choices for the subsequent 5 Years." click right here to dowload the record for gratis. that you would be able to discover extra free functions for world traders, and be trained in regards to the Euro Pacific potential, at www.europac.web.

    Please allow JavaScript to view the feedback powered through Disqus.

    Peter Schiff C.E.O. and Chief world StrategistEuro Pacific Capital, Inc.

    Mr. Schiff is without doubt one of the few non-biased funding advisors (not committed totally to the short aspect of the market) to have appropriately referred to as the latest endure market before it began and to have placed his shoppers accordingly. as a result of his correct forecasts on the U.S. inventory market, commodities, gold and the dollar, he is fitting increasingly greater well-liked. He has been quoted in lots of of the nations main newspapers, including The Wall road Journal, Barron's, Investor's business daily, The economic times, The long island instances, The los angeles instances, The Washington post, The Chicago Tribune, The Dallas Morning information, The Miami Herald, The San Francisco Chronicle, The Atlanta Journal-constitution, The Arizona Republic, The Philadelphia Inquirer, and the Christian Science computer screen, and has regarded on CNBC, CNNfn., and Bloomberg. moreover, his views are generally quoted in the neighborhood within the Orange County Register.

    Mr. Schiff all started his investment career as a monetary consultant with Shearson Lehman Brothers, after having earned a degree in finance and accounting from U.C. Berkley in 1987. A fiscal skilled for seventeen years he joined Euro Pacific in 1996 and has served as its President given that January 2000. an expert on funds, economic thought, and international investing, he's a highly informed broker through many of the nation's financial newsletters and advisory services.

    Copyright © 2005-2017 Euro Pacific Capital, Inc.

    All photos, XHTML Renderings, and source Code Copyright © Safehaven.com



    Direct Download of over 5500 Certification Exams

    3COM [8 Certification Exam(s) ]
    AccessData [1 Certification Exam(s) ]
    ACFE [1 Certification Exam(s) ]
    ACI [3 Certification Exam(s) ]
    Acme-Packet [1 Certification Exam(s) ]
    ACSM [4 Certification Exam(s) ]
    ACT [1 Certification Exam(s) ]
    Administrat [1 Certification Exam(s) ]
    Admission-Tests [12 Certification Exam(s) ]
    ADOBE [90 Certification Exam(s) ]
    AFP [1 Certification Exam(s) ]
    AICPA [1 Certification Exam(s) ]
    AIIM [1 Certification Exam(s) ]
    Alcatel-Lucent [13 Certification Exam(s) ]
    Alfresco [1 Certification Exam(s) ]
    Altiris [3 Certification Exam(s) ]
    American-College [2 Certification Exam(s) ]
    Android [4 Certification Exam(s) ]
    APC [2 Certification Exam(s) ]
    APICS [1 Certification Exam(s) ]
    Apple [69 Certification Exam(s) ]
    Arizona-Education [1 Certification Exam(s) ]
    ARM [1 Certification Exam(s) ]
    Aruba [6 Certification Exam(s) ]
    ASIS [2 Certification Exam(s) ]
    ASQ [3 Certification Exam(s) ]
    ASTQB [6 Certification Exam(s) ]
    Autodesk [2 Certification Exam(s) ]
    Avaya [85 Certification Exam(s) ]
    Axis [1 Certification Exam(s) ]
    Banking [1 Certification Exam(s) ]
    BEA [5 Certification Exam(s) ]
    BICSI [2 Certification Exam(s) ]
    BlackBerry [17 Certification Exam(s) ]
    BlueCoat [2 Certification Exam(s) ]
    Business-Objects [11 Certification Exam(s) ]
    Business-Tests [4 Certification Exam(s) ]
    CA-Technologies [20 Certification Exam(s) ]
    Certification-Board [9 Certification Exam(s) ]
    Certiport [3 Certification Exam(s) ]
    CheckPoint [31 Certification Exam(s) ]
    CIPS [4 Certification Exam(s) ]
    Cisco [270 Certification Exam(s) ]
    Citrix [35 Certification Exam(s) ]
    CIW [17 Certification Exam(s) ]
    Cloudera [10 Certification Exam(s) ]
    Cognos [19 Certification Exam(s) ]
    College-Board [2 Certification Exam(s) ]
    CompTIA [33 Certification Exam(s) ]
    ComputerAssociates [6 Certification Exam(s) ]
    CPP-Institute [1 Certification Exam(s) ]
    CWNP [12 Certification Exam(s) ]
    Dassault [2 Certification Exam(s) ]
    DELL [7 Certification Exam(s) ]
    DMI [1 Certification Exam(s) ]
    ECCouncil [18 Certification Exam(s) ]
    ECDL [1 Certification Exam(s) ]
    EMC [122 Certification Exam(s) ]
    Enterasys [13 Certification Exam(s) ]
    Ericsson [5 Certification Exam(s) ]
    Esri [2 Certification Exam(s) ]
    ExamExpress [15 Certification Exam(s) ]
    Exin [39 Certification Exam(s) ]
    ExtremeNetworks [3 Certification Exam(s) ]
    F5-Networks [19 Certification Exam(s) ]
    Filemaker [9 Certification Exam(s) ]
    Financial [35 Certification Exam(s) ]
    Fortinet [10 Certification Exam(s) ]
    Foundry [6 Certification Exam(s) ]
    Fujitsu [2 Certification Exam(s) ]
    GAQM [7 Certification Exam(s) ]
    Genesys [4 Certification Exam(s) ]
    Google [4 Certification Exam(s) ]
    GuidanceSoftware [2 Certification Exam(s) ]
    H3C [1 Certification Exam(s) ]
    HDI [9 Certification Exam(s) ]
    Healthcare [3 Certification Exam(s) ]
    HIPAA [2 Certification Exam(s) ]
    Hitachi [27 Certification Exam(s) ]
    Hortonworks [1 Certification Exam(s) ]
    Hospitality [2 Certification Exam(s) ]
    HP [712 Certification Exam(s) ]
    HR [1 Certification Exam(s) ]
    HRCI [1 Certification Exam(s) ]
    Huawei [20 Certification Exam(s) ]
    Hyperion [10 Certification Exam(s) ]
    IBM [1491 Certification Exam(s) ]
    IBQH [1 Certification Exam(s) ]
    ICDL [6 Certification Exam(s) ]
    IEEE [1 Certification Exam(s) ]
    IELTS [1 Certification Exam(s) ]
    IFPUG [1 Certification Exam(s) ]
    IIBA [2 Certification Exam(s) ]
    IISFA [1 Certification Exam(s) ]
    Informatica [2 Certification Exam(s) ]
    Intel [2 Certification Exam(s) ]
    IQN [1 Certification Exam(s) ]
    IRS [1 Certification Exam(s) ]
    ISACA [4 Certification Exam(s) ]
    ISC2 [6 Certification Exam(s) ]
    ISEB [24 Certification Exam(s) ]
    Isilon [4 Certification Exam(s) ]
    ISM [6 Certification Exam(s) ]
    iSQI [7 Certification Exam(s) ]
    Juniper [54 Certification Exam(s) ]
    Legato [5 Certification Exam(s) ]
    Liferay [1 Certification Exam(s) ]
    Lotus [66 Certification Exam(s) ]
    LPI [21 Certification Exam(s) ]
    LSI [3 Certification Exam(s) ]
    Magento [3 Certification Exam(s) ]
    Maintenance [2 Certification Exam(s) ]
    McAfee [8 Certification Exam(s) ]
    McData [3 Certification Exam(s) ]
    Medical [25 Certification Exam(s) ]
    Microsoft [228 Certification Exam(s) ]
    Mile2 [2 Certification Exam(s) ]
    Military [1 Certification Exam(s) ]
    Motorola [7 Certification Exam(s) ]
    mySQL [4 Certification Exam(s) ]
    Network-General [12 Certification Exam(s) ]
    NetworkAppliance [35 Certification Exam(s) ]
    NI [1 Certification Exam(s) ]
    Nokia [2 Certification Exam(s) ]
    Nortel [130 Certification Exam(s) ]
    Novell [37 Certification Exam(s) ]
    OMG [9 Certification Exam(s) ]
    Oracle [232 Certification Exam(s) ]
    P&C [1 Certification Exam(s) ]
    Palo-Alto [3 Certification Exam(s) ]
    PARCC [1 Certification Exam(s) ]
    PayPal [1 Certification Exam(s) ]
    Pegasystems [10 Certification Exam(s) ]
    PEOPLECERT [4 Certification Exam(s) ]
    PMI [15 Certification Exam(s) ]
    Polycom [2 Certification Exam(s) ]
    PostgreSQL-CE [1 Certification Exam(s) ]
    Prince2 [6 Certification Exam(s) ]
    PRMIA [1 Certification Exam(s) ]
    PTCB [2 Certification Exam(s) ]
    QAI [1 Certification Exam(s) ]
    QlikView [1 Certification Exam(s) ]
    Quality-Assurance [7 Certification Exam(s) ]
    RACC [1 Certification Exam(s) ]
    Real-Estate [1 Certification Exam(s) ]
    RedHat [8 Certification Exam(s) ]
    RES [5 Certification Exam(s) ]
    Riverbed [8 Certification Exam(s) ]
    RSA [13 Certification Exam(s) ]
    Sair [8 Certification Exam(s) ]
    Salesforce [3 Certification Exam(s) ]
    SANS [1 Certification Exam(s) ]
    SAP [78 Certification Exam(s) ]
    SASInstitute [15 Certification Exam(s) ]
    SAT [1 Certification Exam(s) ]
    SCO [9 Certification Exam(s) ]
    SCP [6 Certification Exam(s) ]
    SDI [3 Certification Exam(s) ]
    See-Beyond [1 Certification Exam(s) ]
    Siemens [1 Certification Exam(s) ]
    Snia [6 Certification Exam(s) ]
    SOA [15 Certification Exam(s) ]
    Social-Work-Board [1 Certification Exam(s) ]
    SUN [63 Certification Exam(s) ]
    SUSE [1 Certification Exam(s) ]
    Sybase [17 Certification Exam(s) ]
    Symantec [132 Certification Exam(s) ]
    Teacher-Certification [3 Certification Exam(s) ]
    The-Open-Group [8 Certification Exam(s) ]
    TIA [3 Certification Exam(s) ]
    Tibco [18 Certification Exam(s) ]
    Trend [1 Certification Exam(s) ]
    TruSecure [1 Certification Exam(s) ]
    USMLE [1 Certification Exam(s) ]
    VCE [5 Certification Exam(s) ]
    Veeam [2 Certification Exam(s) ]
    Veritas [25 Certification Exam(s) ]
    Vmware [51 Certification Exam(s) ]
    Wonderlic [1 Certification Exam(s) ]
    XML-Master [3 Certification Exam(s) ]
    Zend [5 Certification Exam(s) ]





    References :


    Blogspot : http://killexamz.blogspot.com/2017/05/killexamscom-cia-iii-braindumps-and.html
    Youtube : https://youtu.be/c9YyY5zqsYQ
    weSRCH : https://www.wesrch.com/business/prpdfBU1HWO000YWHL






    Back to Main Page

    Financial CIA-III Exam (The Certified Internal Auditor Part 3) Detailed Information

    Certified Internal Auditor (CIA): Strengthen Your Core
    The CIA journey begins with a focus on The IIA’s International Standards for the Professional Practice of Internal Auditing (Standards) and aspects of mandatory guidance under the IPPF. The journey continues with a focus on managing an internal audit project and culminates with concepts related to internal control, risk, governance, and technology. The CIA is a 3-part process for establishing your foundational core and starting point for career growth to:
    Distinguish you from your peers.
    Demonstrate your proficiency with internal staff and external clients.
    Develop your knowledge of best practices in the industry.
    Demonstrate your proficiency and professionalism.
    Lay a foundation for continued improvement and advancement.
    Get Started
    Internal Audit Practitioner: A New First Stop on Your Road to Success
    The IIA's Internal Audit Practitioner designation.The Internal Audit Practitioner designation is a great way to quickly demonstrate your internal audit aptitude. You can earn this new designation through social badging by completing the Internal Audit Practitioner application and taking and passing the Certified Internal Auditor (CIA) Part One exam.
    Candidates who have successfully completed the CIA Part One exam within the past 24 months are also eligible to apply.
    For more information, please visit the Internal Audit Practitioner web page.
    Six Steps to Certification
    If you need help getting started, refer to the six steps to certification an internal auditor should review when making the decision to become certified in the profession.
    Quick Links
    Internal Audit Practitioner
    CIA Eligibility Requirements
    CIA Exam Syllabus
    Sample Exam Questions
    CPE Requirements for CIAs
    CIA Exam Preparation Resources
    CBT Exam Tutorial
    Internal Audit Practitioner: A New First Stop on Your Road to Success
    ​The IIA's Internal Audit Practitioner designation.To support new and rotational auditors as they endeavor to take the first step on their personal journey into internal auditing, The IIA is pleased to announce the Internal Audit Practitioner designation.
    The Internal Audit Practitioner designation is a great way to quickly demonstrate your internal audit aptitude. You can earn this new designation through social badging by completing the Internal Audit Practitioner application and taking and passing the Certified Internal Auditor® (CIA®) Part One exam. You can apply through CCMS to obtain this special designation.
    Candidates who have previously passed CIA Part One who wish to obtain the Internal Audit Practitioner designation may apply as long as they passed the exam no more than 24 months prior to applying for the designation.
    Ideal for New or Rotational Internal Auditors
    If you are beginning your auditing career journey, obtaining this designation allows you to make a statement about your knowledge and aptitude as you progress through CIA Part 2 and 3. If you are navigating through a rotational role, the Internal Audit Practitioner designation provides you with the foundational knowledge you will need to make the most of your experience.
    A Great Way to Train your Staff on the Foundation of Internal Audit
    If you manage an audit team, the Internal Audit Practitioner designation is a great way to establish a common foundation of skills and knowledge related to internal audit best practices. Set your team up for internal audit success by taking steps to insure they are well versed in internal audit basics by encouraging your associates to take and pass Part One of the CIA exam and earn the Internal Audit Practitioner designation.
    Pricing Information
    This chart states the application and registration fees for the Internal Audit Practitioner program:
    ​First-time Applicant Members​ ​Nonmember
    ​Internal Audit Practitioner Application fee ​US$100 US$200​
    ​CIA Part One Exam registration fee US$250​ ​US$350
    Applicants who have already completed and passed the CIA Part One exam 24 months prior to applying for the Internal Audit Practitioner designation must complete the Internal Audit Practitioner application at a reduced fee:
    ​Previously passed the CIA Part One exam within 24 months ​Members Nonmembers​
    ​Internal Audit Practitioner Application fee US$50​ US$100​
    Register through CCMS today! To learn more about the program and eligibility requirements, please visit the Internal Audit Practitioner FAQ.
    Eligibility Requirements
    Please refer to the Internal Audit Practitioner FAQ for full details.
    Requirements
    Internal Audit Practitioner candidates must meet the eligibility requirements for character, work experience, and identification. Before a candidate application can be approved, ALL documentation (character reference and identification) must be received and approved by The IIA’s Certification staff.
    Work Experience
    Internal Audit Practitioner candidates must have six months internal auditor or equivalent experience (i.e., experience in audit or assessment disciplines, including internal auditing, external auditing, quality assurance, compliance, and internal control). The experience requirement must be fulfilled by the point of completion. There is no defined educational requirement.
    Experience Verification Form
    Once you have completed the form, please access the Certification Document Upload Portal and upload your form(s) there. (Submit the document type as Work Experience.)
    Character Reference
    Candidates must exhibit high moral and professional character and must submit a Character Reference Form signed by a CIA, CGAP, CCSA, CFSA, CRMA, or the candidate's supervisor.
    Character Reference Form
    Once you have completed the form, please access the Certification Document Upload Portal and upload your form(s) there. (Submit the document type as Character Reference.)
    Proof of Identification
    Candidates must provide proof of identification in the form of a copy of the candidate’s official passport or national identity card. These must indicate current status; expired documents will not be accepted. All documents must be scanned and uploaded through the Document Upload Portal in a manner that ensures the photo is clearly legible.
    Internal Audit Practitioner FAQ
    FAQ Expand All
    What is the Internal Audit Practitioner program?
    The Internal Audit Practitioner program is offered by The IIA and provides separate recognition and status for candidates who successfully complete and pass the CIA Part One exam.
    How will the Internal Audit Practitioner program benefit candidates?
    The Internal Audit Practitioner program is the initial key to professional success, opening doors for career opportunities, and earning candidates increased credibility and respect within their profession and organization.
    For most, it is an important stepping stone towards completion of the full CIA or of those specialty certifications that require completion of the CIA Part One exam as a co-requisite (currently CRMA). It is also a desirable minimum achievement for those who are likely to be in internal auditing for two years or less.
    Who is eligible to apply?
    Please use the PDF to determine if you are eligible to apply.
    What are the eligibility requirements?
    The eligibility requirements for Internal Audit Practitioner are as follows:
    Valid photo ID
    Completion of the Internal Audit Practitioner program application
    Character reference
    Six months internal audit or equivalent experience (i.e., experience in audit or assessment disciplines, including internal auditing, external auditing, quality assurance, compliance, and internal control)
    The experience requirement must be fulfilled by the point of completion. There is no defined educational requirement.
    How much does the Internal Audit Practitioner recognition program cost?
    The application and registration fees for the Internal Audit Practitioner program are as follows:
    ​First-time Applicant ​Members ​Non-member ​ ​
    ​Internal Audit Practitioner Application fee USD​ $100 ​USD $200 ​
    ​CIA Part One Exam
    registration fee ​USD $250 ​USD $350 ​
    Applicants who have already completed and passed the CIA Part One exam 24 months prior to applying for the Internal Audit Practitioner designation must complete the Internal Audit Practitioner application at a reduced fee:
    Previously passed the CIA
    P1 exam within 24 months​ Members​ Non-member​
    Internal Audit Practitioner
    Application fee​ USD $50​ USD $100​
    Do I have to be a member of The IIA to apply?
    While Internal Audit Practitioner candidates are not required to join The IIA, we strongly encourage you to take advantage of the member benefits including exam fee discounts, free CPE reporting, networking opportunities, and more.
    If you live within North America click HERE
    If you live outside of North America click HERE
    How do I apply to the Internal Audit Practitioner program?
    Complete the Internal Audit Practitioner application (available late June) through The IIA’s Certification Candidate Management System (CCMS).
    Once you have submitted your application, submit your required documentation through The IIA’s document upload portal. Once your documents have been approved, you will automatically receive notification of your status. To access The IIA’s document upload portal click HERE.
    How do I register for the CIA Part One exam?
    Once your application for the Internal Audit Practitioner is approved, log into CCMS and complete the CIA Part One exam registration form. The exam is available through computer-based testing, allowing you to test year-round at more than 500 locations worldwide at any IIA-authorized Pearson VUE testing center. To locate the testing centers nearest you, visit the Pearson VUE website. You must apply and register in The IIA's Certification Candidate Management System (CCMS) prior to scheduling an exam.
    What is the syllabus for the CIA Part One exam?
    The topics tested include aspects of mandatory guidance from the IPPF; internal control and risk concepts; as well as tools and techniques for conducting internal audit engagements.
    Note: All items in this section of the syllabus will be tested at the Proficiency knowledge level unless otherwise indicated below.
    Mandatory Guidance (35-45%)
    Internal Control/Risk (25-35%) – Awareness Level
    Conducting Internal Audit Engagement – Audit Tools and Techniques (25-35%)
    To review the full syllabus for the CIA Part One exam please click HERE. To review sample exam questions for the CIA Part One exam please click HERE.
    How long is the CIA Part One exam?
    The CIA Part One exam consists of 125 questions. Candidates will have 2 hours and 30 minutes to complete the exam.
    What do I have to do to retain my recognition?
    Internal Audit Practitioners will be awarded 2 years of CPE. At the end of the two years, you can report CPE once to keep your designation active for 12 additional months. At the end of the 3rd full year of holding the Internal Audit Practitioner, the designation will automatically expire.
    For example if you earn the Internal Audit Practitioner on 1 June 2015, your first CPE report is due on or before 31 December 2017. After that, your designation will expire at the end of 2018.
    What if I earn a certified status in the CIA or CRMA programs?
    If you complete the CIA program (pass all three parts of the CIA exam) or obtain the CRMA, your Internal Audit Practitioner designation will automatically expire.
    Why does my designation expire after 3 full years?
    ​The Internal Audit Practitioner is not designed to be held indefinitely. This program is designed to accommodate those that will only be in the professional for a short amount of time, and those that do not yet have enough experience to enter the full CIA program. As such, the designation will expire after 3 full calendar years.
    Will candidates receive certification?
    ​The Internal Audit Practitioner program is not a certification program. The program is intended to recognize candidates who successfully complete the CIA Part One exam and are approved for the program.
    Will I receive a paper certificate?
    ​No, individuals that earn the Internal Audit Practitioner designation will not receive a paper certificate. Instead, you will receive a digital badge that represents your achievement. Candidates will be able to display their recognition through social badging. Social badging allows holders of IIA qualifications to digitally display their credentials on social and professional networking sites at no cost to the candidate. For more information on Social Badging, please click HERE.
    Certified Internal Auditor® (CIA®) Exam Syllabus
    The Certified Internal Auditor (CIA) exam tests a candidate's knowledge of current internal auditing practices and understanding of internal audit issues, risks and remedies.
    Exam Non-disclosure
    The CIA exam is a non-disclosed examination, which means that current exam questions and answers will not be published or divulged.
    NOTE: Exam topics and/or format are subject to change as approved by The IIA's Professional Certification Board (PCB).
    Part 1 – Internal Audit Basics
    125 questions | 2.5 Hours (150 minutes)
    The CIA exam Part 1 topics tested include aspects of mandatory guidance from the IPPF; internal control and risk concepts; as well as tools and techniques for conducting internal audit engagements. Note: All items in this section of the syllabus will be tested at the Proficiency knowledge level unless otherwise indicated below.
    Part 2 – Internal Audit Practice
    100 questions | 2.0 Hours (120 minutes)
    The CIA exam Part 2 topics tested include managing the internal audit function via the strategic and operational role of internal audit and establishing a risk-based plan; the steps to manage individual engagements (planning, supervision, communicating results, and monitoring outcomes); as well as fraud risks and controls. Note: All items in this section of the syllabus will be tested at the Proficiency knowledge level unless otherwise indicated below.
    Part 3 – Internal Audit Knowledge Elements
    100 questions | 2.0 Hours (120 minutes)
    The CIA exam Part 3 topics tested include governance and business ethics; risk management; organizational structure, including business processes and risks; communication; management and leadership principles; information technology and business continuity; financial management; and the global business environment. Note: All items in this section of the syllabus will be tested at the Awareness knowledge level unless otherwise indicated below.

    Hezbollah: Portrait of a Terrorist Organization

    Hezbollah has a 30-year history of terrorist activity in Lebanon, the Middle East and around the globe, directed against Israel, the Jewish people, the United States and the West, pro-Western Arab states and Hezbollah's enemies in Lebanon.  Overview

    1. Since its establishment in Lebanon 30 years ago, Hezbollah has, without interruption, carried out or planned a variety of terrorist attacks around the globe, using different methods. Those terrorist attacks are part of Iranian policy, which uses Hezbollah as its main proxy through the Islamic Revolutionary Guards' Quds Force and other governmental institutions. The targets and emphases change from time to time according to Iranian and Hezbollah considerations and interests. The targets include Israel and the Jewish people, the United States and other Western countries, Hezbollah and Syria's opponents in Lebanon, and Arab regimes hostile to Iran and the "resistance camp" it leads.

    2. In recent years Hezbollah has been involved in terrorist (an occasionally guerilla) activities in different arenas using various methods against its targets. At the same time, with Iranian and Syrian support, it has been upgrading its military-terrorist infrastructure in Lebanon, which far surpasses those of other terrorist organizations in the Middle East and beyond.

    3. A short summary of Hezbollah's terrorist and guerilla activity and its military buildup follows.

    1) In Lebanon Iran and Syria have enlarged and upgraded Hezbollah's military-terrorist infrastructure since the Second Lebanon War. Its main military asset is an arsenal of an estimated 60,000 rockets and missileswhich threaten Israel's civilians. Hassan Nasrallah, Hezbollah's leader, boasted that he had precise rockets and a bank of targets, and could turn the lives of hundreds of thousands of Israeli civilians into a living hell. Hezbollah also carries out personal terrorismagainst its opponents in Lebanon, mainly senior figures. The objective is to scare and deter Hezbollah's opponents, mainly after the erosion of its status following its support for the Syrian regime.

    2) In the international arena, Hezbollah participates in the global terrorist campaign carried out by the Iranian Quds Force, whose main targets are Israeli diplomats and tourists. Hezbollah's most recent attack was on an Israeli tourist bus in Burgas, Bulgaria, considered successful (by Iran and Hezbollah), after a series of failed attacks abroad in previous years.

    3) In the Palestinian arena, Hezbollah helped Iran upgrade the military-terrorist infrastructure of the terrorist organizations operating in the Gaza Strip after Operation Cast Lead, mainly Hamas and the Palestinian Islamic Jihad. On the eve of Operation Pillar of Defense the terrorist organizations had many thousands of rockets, among them long-range Fajr-5 rockets manufactured in Iran (eight of which hit or were intercepted in the greater Tel Aviv area). In addition, Hezbollah encourages terrorist attacks against Israel from the Gaza Strip and the Sinai Peninsula. During the Palestinian terrorist campaign known as the second intifada, Iran and Hezbollah provided the Palestinian terrorist organizations with financial and military support and handled terrorist squads in the Palestinian territories.

    4) InsideIsrael Hezbollah carries out intelligence and subversive activities. Hezbollah, with Iranian aid, recently sent an unmanned aerial vehicle (UAV) to collect intelligence and to send Israel a deterrent message (UAVs could also be used for offensive purposes). Hezbollah also attempts to smuggle IEDs and weapons into for terrorist attacks (exploiting its ties to criminal networks) and to use Israeli Arabs for intelligence missions supporting its terrorist activities.

    5) InSyria Hezbollah is part of the Iranian effort (led by the Quds Force) to prevent the topple of the Syrian regime, the central member of the so-called "resistance camp." Hezbollah provides the Assad regime with guidance, military training, intelligence and weapons, and hundreds of its operatives are present in Syria. In recent months several Hezbollah operatives died in the battles and others were taken prisoner by the rebels. However, Hezbollah does not admit to its military involvement in Syria and claimed that its operatives died while "fulfilling their commitment to jihad."

    6) In the Arab states Iran uses Hezbollah for subversion, terrorism and guerilla activities: in Iraq Hezbollah operatives trained and handled the Shi'ite militias operated by the Quds Force against the United States and its allies (until America withdrew from Iraq at the end of 2011). In Yemen Hezbollah helped train the Iranian-supported Houthi rebels; and in Bahrain Hezbollah was recently publicly accused by Bahraini authorities of involvement in a series of explosions in the capital city of Manama. Its objective was to destabilize the Bahraini regime, against which Iran is waging a years-long campaign of terrorism and subversion. Hezbollah does not admit to involvement in terrorism and subversion in Arab countries.

    The Structure of This Study

    4. This study is the second part of comprehensive research into the terrorist and subversive activities Iran carries out around the globe directly, and though its main proxy, Hezbollah. The first part, which can be accessed on the Intelligence and Terrorism Information Center website,[1] deals with the Quds Force as spearheading Iran's global terrorism and subversion campaign during the last decade. Two additional parts, which will be issued in the future, will deal with the distribution (according to continent and country) of Iran's global terrorist activity and an analysis of the methods used by Iranian and terrorism and subversion.

    5. The three appendices of this study providea chronological analysis of Hezbollah's most glaring terrorist activities in the 30 years since its founding, integral to Iran's overall policies.[2] In addition to terrorist attacks on civilians, Hezbollah has engaged in guerilla warfare in Lebanon and Iraq, against the IDF and against the United States and other Western armies. The targets have changed from time to time depending on Iranian policy, the constraints Hezbollah has had to deal with in Lebanon and the changing regional and international strategic circumstances during Hezbollah's 30 years of terrorist activity.

    6. This study includes the following sections:

    1) Hezbollah's place in the current global terrorist campaign against Israel.

    2) Hezbollah's support for the Assad regime in Syria – update.

    3) Summary of Hezbollah's record as a terrorist organization during the 30 years of its existence (1982-2012).

    4) The issue of Hezbollah as a designated terrorist organization.

    5)Three appendices dealing with the chronological distribution of Hezbollah's terrorist activities:

    1) Appendix I: Hezbollah's terrorist activity, 2000-2012

    A. Overview

    B. The Lebanese arena

    i) Building Hezbollah's rocket arsenal after the IDF left south Lebanon (2000-2006).

    ii) Using the rocket arsenal to attack civilian targets in Israel during the Second Lebanon War.

    iii) Updating the rocket arsenal after the Second Lebanon War (2006-2012)

    iv) Employing terrorism and violence against Hezbollah's political opposition in Lebanon.

    C. The Israeli arena

    i) Overview.

    ii) Sending a UAV into Israeli airspace.

    iii) Using Israeli Arabs to collect intelligence.

    iv) Using drug dealers to smuggle explosive devices into Israel territory.

                D. The Palestinian arena

    i) Iranian and Hezbollah (as a subcontractor) support for the Palestinian terrorist organizations operating in the Gaza Strip (2006-2012).

    ii) Iranian and Hezbollah encouragement for Palestinian terrorism during the second intifada (2000-2005).

    iii) Hezbollah's involvement in smuggling weapons from Iran for the Palestinian terrorist organizations during the second intifada.

    E. The global arena

    i) Hezbollah participation in the global wave of anti-Israel terrorism (2008-2012).

    ii) Exposure of a Hezbollah network in Egypt which planned to carry out terrorist attacks (2008)

                F. The Iraqi arena

    i) The Quds Force's use of Hezbollah to support the Shi'ite militias against the United States and its allies (2006-2011)

    ii) The affair of Ali Musa Daqduq

    2) Appendix II: Hezbollah's terrorist activities during the 1990s

    A. Overview

    B. The global arena

    i) Hezbollah's terrorist attacks in Argentina (1992, 1994).

    ii) The failure of the attempted bombing of the Israeli embassy in Thailand (1994)

    C. The Israeli arena

    i) Terrorist attacks in Israel as well as in Gaza Strip, Judea and Samaria carried out through Europe.

    ii) Terrorism and drugs: the abduction of Elhahan Tannenbaum (2000)

    3)  Appendix III: Hezbollah's terrorist activities during the 1980s

    A. Overview

    B. The Lebanese arena

    i) Bombing the American embassy and American and French military barracks in Beirut(1983).

    ii) Severe blow to the Lebanese branch of the CIA.

    iii) Abduction of Western nationals.

    iv) Assassination of Western and Jewish figures.

    v) Epilogue

    C. The international arena

    i) Attacks on the American and French diplomatic missions in Kuwait (1983).

    ii) Attempted assassination of the Kuwaiti emir (1985)

    iii) Hijacking planes

    a) TWA (1985)

    b) Kuwaiti airplanes (1984, 1988)

    c) Air France (1987)

    d) Air Afrique (1987)

    iv) Iranian and Hezbollah involvement in the wave of killings in Paris (1986-1987)

    v) Prevention of terrorist activity in Germany (1987, 1989)

    vi) Hezbollah network exposed in Spain (1989)

    Hezbollah's Role in the Current Global Terrorist Campaign against Israel

    7. For the past four years Hezbollah has participated actively in Iran's global terrorist campaign against Israel. The recent attack on an Israeli tourist bus in Burgas, Bulgaria, which killed five Israeli tourists and their local bus driver, was the first "successful" attack in the current terrorist campaign, after a series of attempted attacks were foiled. In the terrorist campaign conducted abroad, Hezbollah serves as an Iranian proxy handled by the Qods Force, an elite unit of the Islamic Revolutionary Guards (IRG), which spearheads Iran's foreign terrorism.[3] Even before the founding of the Qods Force, in the summer of 1982 the IRG established Hezbollah in Lebanon, and has provided it with massive military and financial support in the 30 years since.

    8. Hezbollah's current targets for terrorist attacks are primarily Israeli diplomatic missions abroad and groups of Israelis on vacation throughout the Mediterranean basin and other tourist destinations. Some of the attacks and attempted attacks were carried out by Hezbollah, directed and supported by the Qods Force (Bulgaria, Cyprus, Azerbaijan and Turkey) and some were carried out by the Qods Force without Hezbollah involvement (Azerbaijan, India, Georgia, Thailand and Kenya).

    9. The terrorist campaign, from the Iranian perspective, is a Iranian response to the "soft war"[4] being waged against Iran and the "resistance camp," and is also intended to strengthen Iran's strategic bargaining capabilitiesand show the United States, the West and Israel that it can harm their interests around the globe. As far as Iran and Hezbollah are concerned, the terrorist campaign is also a way of getting revenge for the death of senior Hezbollah commander Imad Mughniyeh and the killing of Iranian nuclear scientists (for both of which Iran and Hezbollah blame Israel), thusdeterring Israel from taking other actions, especially in its war against terrorism and the Iranian nuclear program.[5]

    10. During the past four years (2008-2012) Hezbollah attempted to carry out six terrorist attacks, some of them in Mediterranean countries popular with Israeli tourists. One proceeded according to Hezbollah's plans and the others were either prevented or failed. In our assessment, they were carried out by Hezbollah's foreign operations unit (See below). The attacks were the following:

    1) Blowing up an Israeli tourist bus in Bulgaria (July 18, 2012): An IED weighing about 3 kilos, or about 6.6 lbs, blew up the back of a tourist bus about to take Israeli tourists from the airport to their hotel in the Black Sea resort of Burgas. According to the Bulgarian minister of the interior, the IED had been assembled in Bulgaria. The terrorist attack was carried out by a Hezbollah operativewho, according to information from the Bulgarian authorities, had a local supporter who has not yet been detained. The terrorist was killed by a technical fault which caused the IED to explode prematurely. The blast killed five Israeli tourists, the Bulgarian bus driver and the terrorist. In addition, 36 Israeli civilians were wounded, three of them seriously.

    2) Attack targeting Israeli tourists in Cyprus, prevented (July 7, 2012): The local authorities in Limassol detained a 24-year old Lebanese Hezbollah operative who was collecting information about Israeli tourists arriving on the island by air; he was carrying a Swedish passport (the Hezbollah terrorist operative involved in the attack in Thailand also carried a Swedish passport; see below). In our assessment, he was collecting information in preparation for an attack on Israeli tourists visiting the island, possibly the same sort of attack carried out in Bulgaria.

    3) A terrorist attack on Israelis at a tourist center in Bangkok, Thailand (middle of January, 2012): Hezbollah, instructed by the Qods Force, attempted to attack sites visited by Israelis using IEDs. A Lebanese Hezbollah terrorist operative named Hussein Atris, carrying a Swedish and Lebanese passports, was detained at the Bangkok airport.[6] Another Hezbollah operative, also carrying a Swedish passport, managed to escape. Hussein Atris' interrogation led the police to a commercial building in Bangkok where they found a large quantity of chemicals used in the manufacture of explosives (about 4,400 kilograms, or 4.85 tons, of nitrogen and about 40 liters, or 10.5 gallons, of ammonium nitrate). In our assessment, the presence of such a large stock of potentially dangerous chemicals indicates the existence of a long-standing, well-established Hezbollah network in Thailand. A month later, on February 14, 2012, the Qods Force attempted another attack in Bangkok, this time using a magnet to attach an IED to the car of an Israeli diplomat. The attempt, like the Qods Force attacks in India and Georgia in the former Soviet Union, was prevented by the local authorities.

    4) On January 5, 2012, the Israeli media reported that Hezbollah was planning to carry out terrorist attacks on Israeli tourists in Europe, especially Bulgaria. The Bulgarian news agencies also reported concerns about attacks on Israeli andor Jewish targets in Bulgaria or Greece. On January 8 the Israeli media reported that a suspicious object had been found on a bus that entered Bulgaria from Turkey and was going to be used to transport Israeli tourists.

    5) An unsuccessful attempt to assassinate the Israeli consul in Istanbul using an IED (May 26, 2011): The blast injured eight Turkish citizens. In July 2011 the Italian Corriere della Sera reported that three Hezbollah operatives from Beirut had often followed the Israeli consul from his home to the consulate. According to Sky News (April 2012), the Qods Force's Unit 400, responsible for attacks beyond the borders of Iran, was behind the attack. The attack was preceded, in 2009, by a joint Iran-Hezbollah attack on an Israeli target, and in 2010 by an Iranian attempt to attack an Israeli target, indicating Turkey as a favored location for Iran and Hezbollah's terrorist campaign.

    6) An attempted attack on the Israeli embassy in Baku, Azerbaijan (May 2008): The attack was carried out by Hezbollah, in our assessment with support from the Qods Force. The terrorist cell was composed of two Hezbollah operatives, Ali Karaki, from Hezbollah's foreign operations unit, and Ali Najem al-Din, an explosives expert. The two underwent training in Iran before they were sent to Baku. They carried Iranian passports, and the Iranians also furnished them with a translator. Preparations for the attack, which had almost reached the final stage, were exposed when the Azeri security forces stopped a car carrying the two Hezbollah operatives. In the car they found guns with silencers, explosives, cameras, binoculars and pictures of the Israeli embassy. The two Hezbollah operatives were tried, found guilty, and sentenced to 15 years in prison (October 2009). During the first half of 2012 an attempted Qods Force assassination of two prominent Jewish figures in Baku was prevented. The attack was planned to be carried out during the Eurovision, without Hezbollah participation.

    11. It is therefore evident that in recent years Hezbollah has been a close partner in Iran's global terrorist campaign, accelerating since May 2011. The campaign directly threatens all tourism, but its main targets are groups of Israeli tourists and Israel's diplomatic representatives around the globe. In our assessment, it reflects Iran and Hezbollah's readiness to expose themselves to risks, even at the price of a possible escalation with Israel.

    To the Full Document in PDF Format Click Here

    [1] 

    The Story Of How An Ill-Conceived Minimum Wage Hike Destroyed The Samoan Economy

    (This post originally appeared at the author's blog)

    Like many football fans around the country, I recently tuned into a heavily promoted 60 Minutes segment on the uncanny ability of tiny American Samoa to produce a steady stream of NFL players. Although it was certainly interesting to learn how Pacific island warrior culture translated seamlessly into the disciplines of American football, and how the island's players adapted to the hard-scrabble terrain and poorly funded athletic fields, the most interesting aspect of the piece concerned economics rather than sports.

    In passing, the narrator mentioned that American Samoa had recently experienced major setbacks, both natural and man-made. Earthquakes and tsunamis had left scores dead and inflicted major damage on the islands’ infrastructure. More ominously, one of the two major tuna canneries, which together accounted for up to half of the islands’ private sector jobs,[i] had closed. If the second cannery closes, as 60 Minutes mentioned is a distinct possibility, American Samoa will become completely dependent on Federal support. Whether the reporters considered the subject off-target for their piece or simply could not connect the dots, the pending economic disaster was left largely unexamined. However, the Samoan situation offers a very clear lesson for the rest of America about how government policies can devastate an economy, and how the road to hell is paved with good intentions.

    For generations, American Samoa offered strong advantages for tuna canners. The close proximity to vast Pacific tuna schools, the islands’ good port facilities, political association with the United States, and an abundance of relatively inexpensive labor (by American standards) enticed StarKist and Chicken of the Sea to locate their primary canning facilities in American Samoa. Although the workers were paid, in recent years, wages that were below the U.S. minimum, given the low taxes and living costs, these wages were enough to offer the average worker a standard of living that was superior to the denizens of other islands in that area of the Pacific.[ii]

    But then, in 2007, Washington came to the “rescue.” As part of its efforts to provide a “living wage” for all Americans, Congress passed a law to step up the minimum wage to $7.25 per hour across all U.S. states and territories by 2009.[iii] Understanding that such a law would devastate American Samoa by raising canning costs past the point where the companies could maintain profitability, the non-voting Samoan member of the U.S. House of Representatives convinced Congress to allow an exemption for the islands. However, Republicans raised allegations that Speaker of the House Nancy Pelosi, in whose district both Chicken of the Sea and StarKist had corporate offices, had caved to pressure from big donors and was allowing the continued "exploitation" of Samoan workers. Facing a sticky political situation, the exemption was removed.

    The Samoan representative desperately sought to fend off what he was sure would be an economic calamity. He asked the Department of Labor to issue a report examining the potential consequences of the law upon the islands’ economy. The report explained that “nearly 80 percent of workers covered by the FLSA earned under $7.25 per hour. By comparison, if the U.S. minimum wage were increased to the level of the 75th percentile of hourly-paid U.S. workers, it would be raised to $16.50 per hour.” Therefore, the study continued, “there is concern that [the tuna canneries] will be closed prior to the escalation of the minimum wage … and that production will be shifted to facilities outside the U.S.” Ultimately, the Department of Labor concluded that “closure of the tuna canneries will cause a total loss of 8,118 jobs – 45.6 percent of total employment.” (emphasis mine) [iv]

    Despite this dire forecast, the law went through. Two years later, the results could not be clearer: Chicken of the Sea closed its cannery and moved its production to a largely automated plant in Georgia,[iv] while StarKist has reduced its workforce and is threatening to leave as well.[v]

    If that were to occur, which seems likely, American Samoa would be left with no functioning industry. Although many of the islanders have the size and athletic ability to be drafted into the NFL, clearly football will never serve as the backbone of their economy. By imposing an artificially high minimum wage on American Samoa, without taking into account actual economic conditions on the islands, Washington essentially decided that it was better to have no one working there than have thousands of people working for wages that the politicians felt were substandard.

    Meanwhile, just as the minimum wage is destroying jobs in American Samoa, it is destroying jobs here on the mainland. Of course the numbers are fewer because the relative minimum is lower, but the principle is the same. Rather than causing wages to rise (which only do so as a function of increased worker productivity), minimum wage laws simply set the minimal level of productivity a worker must contribute to legally be allowed to work. In the case of American Samoa, tuna canners simply could not deliver $7.25 cents per hour of productivity, so their jobs were eliminated. Rather than being employed at $3.26 per hour (the level prior to the minimum wage hike), they are now unemployed at $7.25 per hour. Which do you think is better?

    Among the unintended consequences of congressional “benevolence” are rapidly rising consumer prices, due to the higher shipping costs now necessary to bring consumer goods to the islands. Before the minimum wage hikes destroyed most of the canning jobs, lots of canned tuna were shipped from American Samoa to the U.S. (over 50% of the canned tuna in American markets came from American Samoa). One benefit of all the shipping traffic was a low cost of imports, as ships were coming to the islands anyway to pick up the tuna. However, with fewer ships coming to Samoa to pick up tuna, goods are now much more expensive to import. That is because the round trip cost of the journey must now be factored into import prices, as ships bringing in those goods now leave tuna-free. As a result, consumer prices rose from a 2006 annualized rate of 3%[v] to roughly 20% by 2008.[vi] So, not only is unemployment wide-spread, but the cost of living has risen sharply as well – a double whammy.

    This just serves to highlight, once again, how inflexible central planning is compared to free markets. From housing to banking to money itself, the politicians would rather mandate prices that they deem acceptable than listen to the innumerable individual decisions that set market prices. Though not always as transparent as with the Samoan case, the result is the same, every time: economic dislocation, higher unemployment, the boom-bust cycle, and a lower standard of living.

    On that note, I must take a step back and qualify some of the remarks I made in last week’s commentary “Poland’s Economy Is No Joke.” Motivated by the Polish Finance Minister’s terrific pro-market opinion piece in the Financial Times, the generally favorable economic statistics coming out of the country, and the impressions I received during my trip to that country a few months ago, I attempted to highlight how free-market reforms can contribute to economic success. Although in my research I did consult a few wise sources (and even the Polish embassy), based on the e-mails that I have subsequently received from readers in Poland, it appears that my portrait of the country’s current administration could have been more balanced.

    In particular, my descriptions of the current tax system in Poland did not account for their onerous social security and value-added taxes. In addition, rather than boasting a pro-business agenda that encourages entrepreneurship, as I had argued, Polish citizens have pointed out to me that the labor laws in Poland are still far more restrictive than those of Western Europe (a pretty stodgy place itself). I also appeared to have given the government a pass for the corrupt manner in which the state’s industries were privatized following the fall of communism.

    While I did claim that Poland “has continued the process of transforming [itself] into a laissez-faire paradise,” I did not mean to imply that the metamorphosis was even nearly complete. For the record, Poland still has a very long way to go. However, if their leaders can talk the talk, there is always hope they can walk the walk. Then again, politicians always have trouble with this, no matter what language they speak.

    Learn more about Schiff and Euro Pacific Capital Here >

    [i] 20090608,

    Congress Sacks Samoan Economy

    Like many football fans around the country, I recently tuned into a heavily promoted 60 Minutes segment on the uncanny ability of tiny American Samoa to produce a steady stream of NFL players. Although it was certainly interesting to learn how Pacific island warrior culture translated seamlessly into the disciplines of American football, and how the island's players adapted to the hard-scrabble terrain and poorly funded athletic fields, the most interesting aspect of the piece concerned economics rather than sports.

    In passing, the narrator mentioned that American Samoa had recently experienced major setbacks, both natural and man-made. Earthquakes and tsunamis had left scores dead and inflicted major damage on the islands' infrastructure. More ominously, one of the two major tuna canneries, which together accounted for up to half of the islands' private sector jobs,[i] had closed. If the second cannery closes, as 60 Minutes mentioned is a distinct possibility, American Samoa will become completely dependent on Federal support. Whether the reporters considered the subject off-target for their piece or simply could not connect the dots, the pending economic disaster was left largely unexamined. However, the Samoan situation offers a very clear lesson for the rest of America about how government policies can devastate an economy, and how the road to hell is paved with good intentions.

    For generations, American Samoa offered strong advantages for tuna canners. The close proximity to vast Pacific tuna schools, the islands' good port facilities, political association with the United States, and an abundance of relatively inexpensive labor (by American standards) enticed StarKist and Chicken of the Sea to locate their primary canning facilities in American Samoa. Although the workers were paid, in recent years, wages that were below the U.S. minimum, given the low taxes and living costs, these wages were enough to offer the average worker a standard of living that was superior to the denizens of other islands in that area of the Pacific.[ii]

    But then, in 2007, Washington came to the "rescue." As part of its efforts to provide a "living wage" for all Americans, Congress passed a law to step up the minimum wage to $7.25 per hour across all U.S. states and territories by 2009.[iii] Understanding that such a law would devastate American Samoa by raising canning costs past the point where the companies could maintain profitability, the non-voting Samoan member of the U.S. House of Representatives convinced Congress to allow an exemption for the islands. However, Republicans raised allegations that Speaker of the House Nancy Pelosi, in whose district both Chicken of the Sea and StarKist had corporate offices, had caved to pressure from big donors and was allowing the continued "exploitation" of Samoan workers. Facing a sticky political situation, the exemption was removed.

    The Samoan representative desperately sought to fend off what he was sure would be an economic calamity. He asked the Department of Labor to issue a report examining the potential consequences of the law upon the islands' economy. The report explained that "nearly 80 percent of workers covered by the FLSA earned under $7.25 per hour. By comparison, if the U.S. minimum wage were increased to the level of the 75th percentile of hourly-paid U.S. workers, it would be raised to $16.50 per hour." Therefore, the study continued, "there is concern that [the tuna canneries] will be closed prior to the escalation of the minimum wage ... and that production will be shifted to facilities outside the U.S." Ultimately, the Department of Labor concluded that "closure of the tuna canneries will cause a total loss of 8,118 jobs - 45.6 percent of total employment." (emphasis mine)[iv]

    Despite this dire forecast, the law went through. Two years later, the results could not be clearer: Chicken of the Sea closed its cannery and moved its production to a largely automated plant in Georgia,[iv] while StarKist has reduced its workforce and is threatening to leave as well.[v]

    If that were to occur, which seems likely, American Samoa would be left with no functioning industry. Although many of the islanders have the size and athletic ability to be drafted into the NFL, clearly football will never serve as the backbone of their economy. By imposing an artificially high minimum wage on American Samoa, without taking into account actual economic conditions on the islands, Washington essentially decided that it was better to have no one working there than have thousands of people working for wages that the politicians felt were substandard.

    Meanwhile, just as the minimum wage is destroying jobs in American Samoa, it is destroying jobs here on the mainland. Of course the numbers are fewer because the relative minimum is lower, but the principle is the same. Rather than causing wages to rise (which only do so as a function of increased worker productivity), minimum wage laws simply set the minimal level of productivity a worker must contribute to legally be allowed to work. In the case of American Samoa, tuna canners simply could not deliver $7.25 cents per hour of productivity, so their jobs were eliminated. Rather than being employed at $3.26 per hour (the level prior to the minimum wage hike), they are now unemployed at $7.25 per hour. Which do you think is better?

    Among the unintended consequences of congressional "benevolence" are rapidly rising consumer prices, due to the higher shipping costs now necessary to bring consumer goods to the islands. Before the minimum wage hikes destroyed most of the canning jobs, lots of canned tuna were shipped from American Samoa to the U.S. (over 50% of the canned tuna in American markets came from American Samoa). One benefit of all the shipping traffic was a low cost of imports, as ships were coming to the islands anyway to pick up the tuna. However, with fewer ships coming to Samoa to pick up tuna, goods are now much more expensive to import. That is because the round trip cost of the journey must now be factored into import prices, as ships bringing in those goods now leave tuna-free. As a result, consumer prices rose from a 2006 annualized rate of 3%[v] to roughly 20% by 2008.[vi] So, not only is unemployment wide-spread, but the cost of living has risen sharply as well - a double whammy.

    This just serves to highlight, once again, how inflexible central planning is compared to free markets. From housing to banking to money itself, the politicians would rather mandate prices that they deem acceptable than listen to the innumerable individual decisions that set market prices. Though not always as transparent as with the Samoan case, the result is the same, every time: economic dislocation, higher unemployment, the boom-bust cycle, and a lower standard of living.

    On that note, I must take a step back and qualify some of the remarks I made in last week's commentary "Poland's Economy Is No Joke." Motivated by the Polish Finance Minister's terrific pro-market opinion piece in the Financial Times, the generally favorable economic statistics coming out of the country, and the impressions I received during my trip to that country a few months ago, I attempted to highlight how free-market reforms can contribute to economic success. Although in my research I did consult a few wise sources (and even the Polish embassy), based on the e-mails that I have subsequently received from readers in Poland, it appears that my portrait of the country's current administration could have been more balanced.

    In particular, my descriptions of the current tax system in Poland did not account for their onerous social security and value-added taxes. In addition, rather than boasting a pro-business agenda that encourages entrepreneurship, as I had argued, Polish citizens have pointed out to me that the labor laws in Poland are still far more restrictive than those of Western Europe (a pretty stodgy place itself). I also appeared to have given the government a pass for the corrupt manner in which the state's industries were privatized following the fall of communism.

    While I did claim that Poland "has continued the process of transforming [itself] into a laissez-faire paradise," I did not mean to imply that the metamorphosis was even nearly complete. For the record, Poland still has a very long way to go. However, if their leaders can talk the talk, there is always hope they can walk the walk. Then again, politicians always have trouble with this, no matter what language they speak.

    [i] 20090608, tunaseinersm & 20091028, cia.govlibrarypublicationsthe-world-factbookgeosaq.html[ii] 20080320. List of countries by GDP (PPP) per capita. The World Factbook, United States Central Intelligence Agency (CIA).[iii] 20070525, gpo.govfdsyspkgPLAW-110publ28htmlPLAW-110publ28.htm[iv] 200801, "Impact of reased Minimum Wages on the Economies of American Samoa and the Commonwealth of the Northern Mariana Islands" by the Office of the Assistant Secretary for Policy, U.S. Department of Labor.[v] 20090122 spc.intprismcountryasstats[vi] 20090409. samoanewsonlinemviewstory.php?storyid=5259&edition=1239271200

    For a more in-depth analysis of our financial problems and the inherent dangers they pose for the U.S. economy and U.S. dollar, read Peter Schiff's 2008 bestseller "The Little Book of Bull Moves in Bear Markets" and his newest release "Crash Proof 2.0: How to Profit from the Economic Collapse." Click here to learn more.

    More importantly, don't let the great deals pass you by. Get an inside view of Peter's playbook with his new Special Report, "Peter Schiff's Five Favorite Investment Choices for the Next Five Years." Click here to dowload the report for free. You can find more free services for global investors, and learn about the Euro Pacific advantage, at .europac.

    Please enable JavaScript to view the comments powered by Disqus.

    Peter Schiff C.E.O. and Chief Global StrategistEuro Pacific Capital, .

    Schiff is one of the few non-biased investment advisors (not committed solely to the short side of the market) to have correctly called the current bear market before it began and to have positioned his clients accordingly. As a result of his accurate forecasts on the U.S. stock market, commodities, gold and the dollar, he is becoming increasingly more renowned. He has been quoted in many of the nations leading newspapers, including The Wall Street Journal, Barron's, Investor's Business Daily, The Financial Times, The New York Times, The Los Angeles Times, The Washington Post, The Chicago Tribune, The Dallas Morning News, The Miami Herald, The San Francisco Chronicle, The Atlanta Journal-Constitution, The Arizona Republic, The Philadelphia Inquirer, and the Christian Science Monitor, and has appeared on CNBC, CNNfn., and . In addition, his views are frequently quoted locally in the Orange County Register.

    Schiff began his investment career as a financial consultant with Shearson Lehman Brothers, after having earned a degree in finance and accounting from U.C. Berkley in 1987. A financial professional for seventeen years he joined Euro Pacific in 1996 and has served as its President since January 2000. An expert on money, economic theory, and international investing, he is a highly recommended broker by many of the nation's financial newsletters and advisory services.

    2005-2016 Euro Pacific Capital, .

    All Images, XHTML Renderings, and Source Code Safehavenm

    CTPP Status Report

    U.S. Department of TransportationFederal Highway AdministrationBureau of Transportation StatisticsFederal Transit AdministrationAASHTO Standing Committee on PlanningIn cooperation with the TRB Census Subcommittee

    September 2006 Commuting in America III

    By Alan Pisarski

    Commuting in America III (CIA III) is complete and will be published by the Transportation Research Board (TRB). The report will be broadly distributed through the TRB distribution process as well as special mailings to Congress and State Agencies.

    CIA III and its predecessors encompass the history of the working years of the baby boom generation, and now as that group heads off-stage the document considers the sources of new workers to meet future demands. One of the keys to this will be the immigrant population - who they are, what skills they provide, and where will they be located. This population is already having significant impacts on commuting. Another key will be keeping older workers in the labor force longer. This suggests strong needs for employers to go where the skilled workers are or where they want to be and to provide competitive amenities to attract workers.

    This will impact days worked, hours worked, departure times, and mode choices. The older workforce varies sharply from the general work force in many attributes of travel time and mode.

    CIA III has value for state and local interests as it sets the context for local patterns and trends while establishing benchmarks for local comparisons. Among the national patterns of interest are the following:

  • The journey to work share of all travel continues to decline as other trip purposes grow faster, but the home and the workplace are the two key anchors around which much of that travel occurs.
  • In the 1980s, the national pattern often reflected the local pattern in terms of mode choice with little variation across the country. In the 1990s, regional shifts, particularly in carpooling and transit, resulted in more local variation.
  • The shift to the single occupant vehicle continues but with far less virulence than in the 1980s across all states and metropolitan areas.
  • The suburban shift continues with dramatic changes in commuters leaving their home counties to work. This suggests strong influences on rural to suburb patterns and long distance - "extreme commutes" in the future. It will be important to see how these trends evolve with the increasing costs of fuel.
  • Perhaps the most significant demographic change has been the rise in African American auto ownership.
  • The rise of working at home may be among the key stories of the last few decades - in most places now more significant than walking to work and often rivaling transit in terms of share.
  • The great importance of transit to downtown CBDs is documented with some special work provided by individual metro areas via the TRB Urban Data Committee.
  • Dichotomous patterns are revealed in the datasets that have bearing at the national, state, and regional levels. There are four that are of particular focus in the book:

  • Metro areas above and below 5-million population (we now have 12 such areas with one- third of the nation's population).
  • Workers over and below age 55. These patterns are particularly significant for the future.
  • Workers leaving home before or after 8 a.m. The auto world is a "pre-eight" world.
  • Commuters traveling more or less than 20 minutes.
  • The book closes with the speculation on how past trends will play out in the future and what new patterns and trends are emerging to challenge policy makers and the profession.

    Ordering information:

    Copies are available for sale through TRB. Advanced orders are now being taken, with delivery of the publication expected by the end of October. Order now at

    The full data set comprising an extensive array of special tabulations done by the Census Bureau as part of the CTPP program will be available on the BTS Transtats website (

    The Next CTPP: SCOP Census Data Work Group Activities

    Jonette Kreideweis, Mn DOT

    The AASHTO Standing Committee on Planning (SCOP) Census Data Work Group has been working hard over the last year to develop an action plan for meeting future transportation needs for census based transportation planning products.

    In April 2006, the Work Group sponsored a workshop on "Priority Census Data Uses and Needs for Transportation". The workshop was supported by the FHWA Planning Capacity Building Program and cosponsored by several TRB data committees. The purposes of the workshop were to share information on census data uses, learn more about future census data products, identify census data needs and priorities and scope out a multi-year program of tasks and potential CTPP pooled fund project components.

    The workshop reaffirmed the importance of census data for effective transportation planning. Participants discussed the transition from the census long-form to the new American Community Survey (ACS) and the current financial limitations of FHWA to support census data related work activities. Results of the workshop recommend a future Census Transportation Planning Products (CTPP) pooled fund project made up of a combination of data, training, technical support and research products. A summary of the workshop can be found at

    The results of the census data workshop were presented at the AASHTO SCOP summer meeting in June 2006 in La Jolla, California. AASHTO SCOP members gave the Work Group approval to prepare a detailed CTPP pooled fund project proposal for discussion at the AASHTO Annual Meeting in October 2006.

    A subgroup of the SCOP Census Data Work Group has been meeting over the summer to develop a preliminary list of tasks and costs for a future CTPP. To address priority data, training, technical support and research needs will require a future CTPP pooled fund project in the range of $5.5 - $6.0 million. Subgroup results were discussed during an August SCOP Census Work Group conference call. Work on refinements will continue with the goal of having a CTPP project proposal available for AASHTO SCOP by the end of September 2006. Summaries of AASHTO SCOP Census Data Work Group activities are posted at

    2005 ACS Data Released

    On August 29, 2006, the Census Bureau released economic data from the 2005 ACS and covering the following characteristics:

  • ome
  • Employment status
  • Journey to work
  • Data was released for geographic areas with population more than 65,000.

    On October 3, 2006, CB will release housing characteristics including tenure, vehicle ownership, and place-of-work tables. Data can be accessed via the American Factfinder at:

    Ed Christopher (FHWA), Nanda Srinivasan (FHWA - contractor), and Ken Bryson (Census Bureau) presented a webcast on accessing the latest ACS data. The presentations from the webinar are archived at:

    Because ACS data are collected differently from Census 2000, there are bound to be some differences caused by methodological changes. Some factors to bridge Census 2000 journey-to-work data with ACS data (based on NCHRP 08-48) are posted at

    Ken Bryson's presentation with voice-over is also posted in macromedia format at

    The CTPP WG is also working on developing profiles for the nation, large cities, and MSAs (based on the November 2004 geographic definition of Core Based Statistical Areas used to tabulate 2005 ACS data). These profiles will cover selected journey-to-work tables from 1990, 2000, and 2005 ACS data. The profiles will be posted on the CTPP page at

    The NEW CTPP Northeastern Illinois CTPP Journey to Work Flow Summaries

    Offered On-Line at

    Since 2002, the Regional Transportation ity (RTA) of northeastern Illinois has been providing local and regional transportation agencies access to a wealth of transportation asset information on the RTAMS (Regional Transportation Asset Management System) website. The RTAMS website provides users access to the region's vast collection of detailed transportation and financial data, including data for the second largest transit system in the nation. Users can search and cross-reference RTAMS's data sets, including the location of transportation assets and services, public transit ridership, Tollway traffic volumes, planning studies, transit sales tax revenues and political jurisdictions. The site also provides an interactive map containing over 30 spatial data layers including aerial photography. The RTAMS website is continuously evolving with new data, functionality and contributors. Based on its popularity, a public version of RTAMS has been available since June 2005.

    When the CTPP 2000 (Part 3) was released, the RTA took the lead producing regional-level analyses of Journey-to-Work flows. The analyses included those workers who either live andor work within the RTA six county region. The analysis proved valuable in supporting a number of RTA planning initiatives. The RTA realized that the entire region could benefit from this dataset if it could be offered in an easy to use, interactive form on the RTAMS website.

    In April 2006, RTAMS unveiled its CTPP Work Flow application. The dataset contains flow information for a 37-county region that includes northeastern Illinois, northwestern Indiana and southeastern Wisconsin. The data has been extracted at the TAZ (Traffic Analysis Zone) level, containing over 9,000 geographies. Because of rounding and suppression at the TAZ level (unlike 1990 CTPP) aggregating to higher geographies created a rounding error. It was discovered that aggregating the Part 3 TAZ tabulations for the 6 county-area underreported total workers by 3.4% when compared with the county-to-county level tabulation provided with the CTPP 2000. To resolve this problem, CTPP 2000 work trips by means of transportation were calculated by dividing Table 3-14 (aggregate travel time by means of transportation) by Table 3-08 (mean travel time by means of transportation). This calculation reduced the error when aggregating to larger geographies to nearly zero.

    Users have two methods of identifying flows; using an interactive map or by selecting from a list of over 200 predefined geographies. These predefined geographies include TAZ aggregations of regions, counties, suburban and rural townships and sub-areas of the City of Chicago. By choosing to select from a list, users simply select an Origin-trip-end geography (or all areas) and the Destination trip end geography (or all areas). Using the interactive map, a user can create customized origin and destination geographies built from individual TAZs.

    Result tabulations include the number of workers by means of transportation, as well as average travel time to work by means of transportation. Below is an example of the default summary table of workers originating in Suburban Cook Co. and working in the City of Chicago.

    From the summary table, users have the ability to link to other flow result types. These include; number of workers by mode, percent mode share, and average travel time by mode. Users can also select to view the change in flows from 1990 to 2000 or toggle to the opposite trip end.

    The CTPP Work Flow application provides transportation and planning professionals, elected officials, advocacy organizations and the public a powerful and easy to use tool to access the rich work -trip flow data available in the CTPP. The application greatly reduces the amount of time necessary for users to download, learn and extract flows from the complex CTPP dataset.

    To access the CTPP Journey to Work Flow data, simply go to

    Use of CTPP at the Eastgate MPO, Youngstown, Ohio

    By Kathleen Rodi, Eastgate MPO

    The Eastgate MPO extensively relies on CTPP data for many planning applications. This article showcases two important applications.

    Development of "attractiveness" Variables

    Eastgate staff developed these factors to explain potential population shifts around the region at the geographic level of Traffic Analysis Zones. Based on census and other variables, staff designed a predictive model on "attractiveness variables." This model uses attributes considered by people in deciding where to live to help predict which areas will grow, which areas will remain stable, and which will lose population in the near future (e.g. 2030). The variables included population density, employment, population growth, ome, Housing Age, Housing Starts, Highway access, presence of water and sewer lines, crime rate, income tax and property tax.

    The Census Transportation Planning Package (CTPP) was extremely helpful in creating 2000 base data on population, employment, income and housing characteristic by TAZ. Mahoning and Trumbull Counties have a total of 657 traffic zones.

    Eastgate staff hosted two focus groups to obtain community feedback on their approach to the predictive model and attempted to weight the various variables by assigning relative factors to each. Real estate agents, community leaders, and area planners attended the focus group sessions. Many variables were discussed at great length and then assigned weighted values according to attractiveness andor importance. For example, for developing a factor for income, average household income for a traffic zone was divided by 10 million. ome was weakly weighted because it was felt that a small increase in income might not cause location shifts in place of residence.

    Estimation of Potential Transit Markets

    Using TAZs with high concentration of households with no vehicles, disabled population, or individuals with income below the poverty level, potential transit markets were estimated, and mapped. The CTPP data was overlaid with data on work locations paying less than $20,000 a year to visualize residential and work distributions of potential transit markets.

    CTPP Hotline - 202-366-5000ctppfhwa.dot.gov CTPP

    FHWAElaine MurakamiPH: 206-220-4460FAX: 206-220-7959 elaine.murakamifhwa.dot.gov

    Nanda SrinivasanPH: 202-366-5021FAX: 202-366-7742 nanda.srinivasandot.gov

    Ed Christopher (Urban Data Committee Chair)PH: 708-283-3534FAX: 708-283-3501 edcberwynedm

    FTACharles GoodmanPH: 202-366-1944FAX: 202-493-2478 charles.goodmandot.gov

    BTSPheny SmithPH: 202-366-2817FAX: 202-366-3370 pheny.smithdot.gov

    AASHTODave ClawsonPH: 202-624-5807FAX: 202-624-5806 davidcaashto

    Census Population DivisionPhil SalopekPH: 301-763-2454Fax: 301-457-2481 phillip.a.salopekcensus.gov

    TRB CommitteesEd Christopher (Urban Data Committee Chair)See under FHWA

    Bob Sicko (Census Subcommittee Chair)Mirai AssociatesPH : 425-415-0905FAX : 425-415-0935E-mail: bobmiraiassociatesm

    CTPP Listserve

    The CTPP Listserve serves as a web-forum for posting questions, and sharing information on Census data. Currently, over 700 users are subscribed to the listserve.To subscribe, please register by filling a form posted at:

    For questions on the listserve, please e-mail Ed Christopher at edcberwynedm.

  • Quantum Computing: Schrödinger’s Cat is SO Clever

    9 mins. to read

    The greatest technological leap forward for humanity in the second quarter of the 21st Century will be Quantum Computing (QC). It will accelerate computer processing speeds beyond our imagination. It’s a weird world; and yet the first QC inspired computers are already working on problems of mind-boggling complexity.

    Quantum Theory was formulated in Europe in the 1920s by Max Planck, Niels Bohr and others after Einsteinian Relativity had already become main stream. These two branches of physics have never fully been reconciled with one another. Relativity is the physics of the unspeakably large, while quantum theory is the physics of the unimaginably small. They appear to obey different laws. (Mankind, as Sir Arthur Eddington once ventured, is half way between the two.)

    The un-mathematicised nub of quantum theory is that matter (particles such as electrons) can exist in two places at once. Or even (sorry about this) anywhere in between. Physicists know this due to an experimental technique called diffraction. And they can describe this phenomenon mathematically. Quantum objects like electrons are sometimes observed as particles and sometimes as waves. Or they can be described as both at the same time.

    Conventional computers are based on bytes made up of eight bits. Hence computer scientists use a hexadecimal (base 16) number system because it is easier to express binary number combinations in hexadecimal than it is in any other base number system. Each bit – the lowest addressable component of your PC, laptop or iPad – is either ON or OFF. One or zero. Binary. And all the computing power that we experience arises from those trillions of microscopic switches on computer chips that are either on or off at any given moment.

    Now just try to imagine – if you can – a breed of computer where each addressable bit is not necessarily ON or OFF but both at the same time, or somewhere in between. This would mean that computers are no longer limited to processing information on an on or off binary basis. If this sounds barmy, you are in good company: Einstein himself was deeply uncomfortable with the implications of quantum theory. But the fact is that the mathematics of quantum theory works, even if the philosophical outcomes that arise from it are entirely counterintuitive.

    In 1926 the Austrian physicist Erwin Schrödinger (1887-1961) devised a mathematical equation called the wave function which can yield the probabilities that a particular particle will have specific characteristics when it is observed and measured by a physicist in an experiment. This equation, on which quantum mechanics was constructed, was later refined to use “complex” numbers – that is numbers, which do not reside on the conventional number line. Based on the conjectures which arose from the wave function, in 1935, Schrödinger formulated the thought experiment often referred to as the paradox of Schrödinger’s cat.

    Schrödinger imagined a cat sealed inside a box which contains a radioactive substance. The quantum wave function for the substance gives us a 50:50 chance that the substance will decay over a given time and, by so doing, will detonate a canister of poison which will kill the poor cat. Now, before we open the lid of the box to peek inside, we ask the question: is the cat alive or dead? The standard quantum theorists view based on the wave function mathematics is that, before we peek, the cat is simultaneously both alive and dead. It’s only when we open the lid that we get to find out what really happened to that unfortunate cat[i].

    Going back to the bits and bytes inside your computer, quantum mechanics can describe a bit that is simultaneously one and zero – before we get to test what it actually is. Quantum computation uses quantum bits, which can be in any superposition of states. Superposition is a concept in quantum mechanics which says that, for example, Schrödinger’s wretched cat could be (a) alive, (b) dead, alive and dead… or (for all I know) (d) neither dead nor alive. It also uses another concept from quantum mechanics called entanglement – the idea that two particles (or by extension computer bits) may be invisibly connected although they reside in different places.

    In the 1980s a computer scientist and mathematician named Richard Feynman translated a version of the wave function mathematics into a computer programme that could simulate these weird quantum properties inside a computer. Since then huge advances have been made.

    And there is right now a company based in Vancouver, Palo Alto and Washington DC which is as yet the only company to have sold QC inspired computers. D-Wave Systems . founded by Geordie Rose in 1999 is a private company backed and currently owned by a panel of blue chip venture capital and private equity firms including Kensington Capital Partners, Harris & Harris Group, Goldman Sachs, In-Q-Tel[ii], Draper Fisher Jurvetson, Bezos Expeditions and others. D-Wave Systems is the global leader in the development and manufacture of superconducting quantum computers which operate at very low temperatures. Its systems are already being used by top companies and institutions including Lockheed-Martin (NYSE:LMT), Google-Alphabet (NASDAQ:GOOGL), NASA, and the University of Southern California (USC).

    Geordie Rose, a Canadian ex-wrestler and academic, founded D-Wave Systems after reading a book on quantum computing by Colin Williams, a NASA scientist and a former research assistant to Professor Stephen Hawking. Colin Williams now works at D-Wave. Together, Rose, Williams and a team of top-flight brains developed a computer architecture called adiabatic annealing. (And my spell-checker didn’t even flinch.)

    In 2010 D-Wave Systems released their first commercial system, the D-Wave One quantum computer. Three years later it unveiled the 512-qubit D-Wave Two system. And in 2015 D-Wave announced that the 1000 qubit D-Wave 2X system was available. (A qubit is the common term for a quantum bit inside a quantum computer.) In addition, D-Wave Systems is developing layers of software to make the systems more accessible to users.

    D-Wave has been granted over 110 US patents and has published over 80 peer-reviewed papers in leading scientific journals. But there’s a problem here. The academic world is notoriously sceptical about the advance of science by private corporations. Some academics acknowledge that D-Wave’s machines are operating adiabatically, but not at quantum speed. Some think the machine is an advanced conventional computer but not a quantum computer at all. All think it is a game-changing advance.

    Google teamed up with NASA in 2013 to acquire their D-Wave machine. It is located in Mountain View, California, a few miles from the Googleplex. The machine is literally a three metre high black box which is largely a freezer with a remarkable chip at its core[iii]. The single computer chip is composed not of silicon but of tiny loops of niobium (a rare chemical element) wire cooled to a temperature well below that of deep space – in fact just above absolute zero. Qubits are highly sensitive little blighters – not only must they be kept at super-low temperatures, but a single molecule of air or a mild vibration can disturb them.

    There are also a number of quasi-governmental bodies working on quantum computing. The Russians have set up a body called the Russian Quantum Centre which claims to share research for all[iv]. In the UK the Centre for Quantum Computation (CQC) is an alliance of quantum information research groups at the University of Oxford. It was founded by Professor Artur Ekert, who is credited with inventing quantum cryptography, in 1998. Until recently, the CQC included research groups at the University of Cambridge, but the Cambridge groups now operate as an independent entity called the Cambridge Centre for Quantum Information and Foundations (CQIF)[v]. Lockheed Martin has teamed up with the University of Southern California to form the Quantum Computation Centre (QCC)[vi]. Moreover, it has been reported that China is preparing to launch a communications satellite which relies on quantum principles, the signals from which will be impossible for any other party to decode. With all this research underway it is likely that D-Wave Systems will have some competition for its machines soon.

    To what use might an increase in processing speed in the order of 100 million times current levels be put?

    First, as I have outlined before, medicine might be a major beneficiary by collating and interpolating enormous quantities of medical data quickly using algorithms of a sophistication that we can barely imagine now. I don’t see why the NHS couldn’t map everyone’s genome in the reasonably near future and then track that genome database against the entire data population of health outcomes. You can feed in all your aches and pains; the medics will update all your observed conditions and procedures. Very soon you might get an email on your implanted smartphone before you have a heart attack saying Dear Customer – you are about to have a heart attack – a self-driving ambulance with robot paramedics is on its way. Don’t panic.

    Second, there are still problems in pure mathematics that cannot be solved by the computers of today because it would take billions of years to crunch the numbers. The general rubric of optimization can be applied to a host of problems – from forecasting stock market prices to predicting the impact of climate change – but some optimisation problems may require entirely new mathematical tools. In my piece on European banks in the March edition of MI magazine I explained how Benoit B Mandelbrot envisioned that financial risk management might be revolutionised by fractal mathematics. We are still waiting for the breakthrough.

    Third, the growing problems of cyber-security – hacking and all that – might be resolved definitively – at last. It might be possible do this by anticipating hacking activity before it actually happens, doing Edward Snowdon and his ilk out of a job. But this is intimately tied up with AI.

    Fourth, self-driving vehicles and even self-flying aircraft will become standard. Lockheed Martin, in collaboration with NASA, is already using a D-Wave Systems machine to optimise flight control systems for a next-generation supersonic passenger jet to be delivered around 2030.

    Most importantly, and fifth, quantum computing will accelerate the arrival of Artificial Intelligence (AI). Geordie Rose thinks that machines will “outpace us” by 2028[vii]. AlphabetGoogle is already using the D-Wave X2 machine in its AI programme, for example to test image recognition software for mobile phones. There are already cases where computers write the algorithms that other computer systems use. Personally, I am a mild AI sceptic, in the sense that I believe, for philosophical reasons, that machines can crunch numbers ad nauseam; but can you programme creativity and intuition into things that are incapable of any sensory experience? The human brain, after all, is non-computational. That said I am sure that there will be Turing Machines[viii] in operation well within my lifetime. And I am now persuaded that space missions will reach the exoplanets sooner than we think – but with no “humans” on board.

    Sometimes it seems that technology is accelerating so rapidly that our brains are being subjected to intolerable G-forces. We’d better get used to it. Schrödinger’s cat is much cleverer than we can grasp – even though it’s probably dead!

    [i] See a discussion of the paradox in Quantum of Solitude by Jon Cartwright, New Scientist, 16 July 2016, page 30.

    [ii] In-Q-Tel is the venture capital arm of the CIA.

    [iii] See Clive Thompson’s article in Wired of 20 May 2014 available at:

    [iv]

    [v] See:

    [vi]

    [vii] See Metro, Friday, 01 July 2016.

    [viii] A Turing Machine is a computer that could trick you into thinking it was human if obscured behind a curtain.  This was Alan Turing’s definition of what an intelligent machine would be.

    Like this article? Subscribe to our newsletter



    References:


    Pass4sure Certification Exam Study Notes- Killexams.com
    Download Hottest Pass4sure Certification Exams - CSCPK
    Complete Pass4Sure Collection of Exams - BDlisting
    Latest Exam Questions and Answers - Ewerton.me
    Pass your exam at first attempt with Pass4Sure Questions and Answers - bolink.org
    Here you will find Real Exam Questions and Answers of every exam - dinhvihaiphong.net
    Hottest Pass4sure Exam at escueladenegociosbhdleon.com
    Download Hottest Pass4sure Exam at ada.esy
    Pass4sure Exam Download from aia.nu
    Pass4sure Exam Download from airesturismo
    Practice questions and Cheat Sheets for Certification Exams at linuselfberg
    Study Guides, Practice questions and Cheat Sheets for Certification Exams at brondby
    Study Guides, Study Tools and Cheat Sheets for Certification Exams at assilksel.com
    Study Guides, Study Tools and Cheat Sheets for Certification Exams at brainsandgames
    Study notes to cover complete exam syllabus - crazycatladies
    Study notes, boot camp and real exam Q&A to cover complete exam syllabus - brothelowner.com
    Study notes to cover complete exam syllabus - carspecwall
    Study Guides, Practice Exams, Questions and Answers - cederfeldt
    Study Guides, Practice Exams, Questions and Answers - chewtoysforpets
    Study Guides, Practice Exams, Questions and Answers - Cogo
    Study Guides, Practice Exams, Questions and Answers - cozashop
    Study Guides, Study Notes, Practice Test, Questions and Answers - cscentral
    Study Notes, Practice Test, Questions and Answers - diamondlabeling
    Syllabus, Study Notes, Practice Test, Questions and Answers - diamondfp
    Updated Syllabus, Study Notes, Practice Test, Questions and Answers - freshfilter.cl
    New Syllabus, Study Notes, Practice Test, Questions and Answers - ganeshdelvescovo.eu
    Syllabus, Study Notes, Practice Test, Questions and Answers - ganowebdesign.com
    Study Guides, Practice Exams, Questions and Answers - Gimlab
    Latest Study Guides, Practice Exams, Real Questions and Answers - GisPakistan
    Latest Study Guides, Practice Exams, Real Questions and Answers - Health.medicbob
    Killexams Certification Training, Q&A, Dumps - kamerainstallation.se
    Killexams Syllabus, Killexams Study Notes, Killexams Practice Test, Questions and Answers - komsilanbeagle.info
    Pass4sure Study Notes, Pass4sure Practice Test, Killexams Questions and Answers - kyrax.com
    Pass4sure Brain Dump, Study Notes, Pass4sure Practice Test, Killexams Questions and Answers - levantoupoeira
    Pass4sure dumps, Study Notes, Pass4sure Practice Test, Killexams Questions and Answers - mad-exploits.net
    Pass4sure dumps, Study Notes, Pass4sure Practice Test, Killexams Questions and Answers - manderije.nl
    Pass4sure study guides, dumps, Study Notes, Pass4sure Practice Test, Killexams Questions and Answers - manderije.nl


    www.pass4surez.com (c) 2017